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Consolidated Statements Of Cash Flows (USD $)
In Thousands
9 Months Ended
Sep. 30, 2011
Sep. 30, 2010
Cash Flows from Operating Activities  
Net income (loss)$ (2,828)$ 2,462
Adjustments to reconcile net income (loss) to net cash provided by operating activities:  
Depreciation and amortization896933
Origination of loans held for sale(6,277)(10,745)
Proceeds from sale of loans held for sale6,64210,169
Gains on sale of loans held for sale(94)(141)
Provision for loan losses9,3952,611
Provision for other real estate owned1,103151
(Gains) losses on sale of securities available for sale, net(41)7
Net (gains) losses on sale of other real estate owned(28)23
Accretion of discounts and amortization of premiums on securities, net339243
Shares acquired by leveraged ESOP 42
Changes in assets and liabilities:  
Decrease in interest receivable738
(Increase) decrease in other assets(1,233)43
Decrease in other liabilities(231)(1,764)
Net cash provided by operating activities7,6504,072
Cash Flows from Investing Activities  
Proceeds from sales of securities available for sale2,5571,509
Proceeds from maturities, calls, and principal payments of securities available for sale11,0758,103
Purchase of securities available for sale(36,768)(6,664)
Proceeds from sales of restricted securities264184
Decrease in federal funds sold7,500 
Purchase of premises and equipment(251)(248)
Proceeds from sale of other real estate owned7842,353
Net decrease in loans15,5201,011
Net cash provided by investing activities6816,248
Cash Flows from Financing Activities  
Net increase in demand deposits and savings accounts14,57517,192
Net decrease in time deposits(20,053)(27,955)
Proceeds from other borrowings33,00123,601
Principal payments on other borrowings(28,017)(23,659)
Cash dividends paid on common stock(541)(1,072)
Cash dividends paid on preferred stock(568)(568)
Shares issued to leveraged ESOP (26)
Net cash used in financing activities(1,603)(12,487)
Increase (decrease) in cash and cash equivalents6,728(2,167)
Cash and Cash Equivalents  
Beginning15,99714,977
Ending22,72512,810
Supplemental Disclosures of Cash Flow Information  
Interest4,4225,459
Income taxes 3,061
Supplemental Disclosures of Noncash Investing and Financing Activities  
Unrealized gain on securities available for sale2,202537
Transfer from loans to other real estate owned3,3732,865
Loan originated from sale of other real estate owned640 
Issuance of common stock, dividend reinvestment plan$ 71$ 161