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Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Dec. 31, 2011
Dec. 31, 2010
Assets    
Cash and due from banks $ 6,314 $ 5,048
Interest-bearing deposits in banks 23,210 10,949
Federal funds sold   7,500
Securities available for sale, at fair value 91,665 60,420
Restricted securities, at cost 2,775 3,153
Loans held for sale 274 271
Loans, net of allowance for loan losses, 2011, $12,937, 2010, $16,036 379,503 418,994
Other real estate owned, net of valuation allowance, 2011, $2,792, 2010, $3,341 6,374 3,961
Premises and equipment, net 19,598 20,302
Accrued interest receivable 1,620 1,667
Other assets 7,731 12,364
Total assets 539,064 544,629
Liabilities & Shareholders' Equity    
Noninterest-bearing demand deposits 81,714 78,964
Savings and interest-bearing demand deposits 198,194 178,685
Time deposits 189,264 205,851
Total deposits 469,172 463,500
Other borrowings 19,100 20,122
Trust preferred capital notes 9,279 9,279
Accrued interest and other liabilities 4,417 3,230
Commitments and contingencies      
Total liabilities 501,968 496,131
Shareholders' Equity    
Preferred stock, $1,000 liquidation preference; 14,595 shares issued and outstanding 14,263 14,127
Common stock, par value $1.25 per share; authorized 8,000,000 shares; issued and outstanding, 2011, 2,955,649 shares, 2010, 2,948,901 shares 3,695 3,686
Surplus 1,644 1,582
Retained earnings 16,503 28,969
Accumulated other comprehensive income, net 991 134
Total shareholders' equity 37,096 48,498
Total liabilities and shareholders' equity $ 539,064 $ 544,629