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Consolidated Statements of Cash Flows (Unaudited) (USD $)
In Thousands, unless otherwise specified
6 Months Ended 12 Months Ended
Jun. 30, 2012
Jun. 30, 2011
Dec. 31, 2011
Cash Flows from Operating Activities      
Net income $ 1,169 $ 58  
Adjustments to reconcile net income to net cash provided by operating activities:      
Depreciation and amortization 570 592  
Origination of loans held for sale (3,452) (4,001)  
Proceeds from sale of loans held for sale 3,818 4,341  
Gains on sale of loans held for sale (92) (69)  
Provision for loan losses 2,650 3,820  
Provision for other real estate owned 569 176 1,558
Gains on sale of securities available for sale, net (1,118) (41)  
Net (gains) losses on sale of other real estate owned (250) 8 910
Accretion of discounts and amortization of premiums on securities, net 369 205  
Changes in assets and liabilities:      
(Increase) decrease in interest receivable 84 (39)  
Decrease in other assets 165 730  
Increase (decrease) in other liabilities 85 (562)  
Net cash provided by operating activities 4,567 5,218  
Cash Flows from Investing Activities      
Proceeds from sales of securities available for sale 24,217    
Proceeds from maturities, calls, and principal payments of securities available for sale 14,708 9,921  
Purchase of securities available for sale (34,598) (31,023)  
Proceeds from redemption of restricted securities 367    
Increase in federal funds sold   (7,500)  
Purchase of premises and equipment (284) (94)  
Proceeds from sale of other real estate owned 3,815 384  
Net decrease in loans 3,537 11,247  
Net cash provided by (used in) investing activities 11,762 (1,771)  
Cash Flows from Financing Activities      
Net increase in demand deposits and savings accounts 10,964 14,348  
Net decrease in time deposits (21,442) (1,354)  
Proceeds from other borrowings   18,001  
Principal payments on other borrowings (5,012) (20,012)  
Net proceeds from issuance of common stock 7,601    
Cash dividends paid on common stock   (549)  
Cash dividends paid on preferred stock (379) (379)  
Net cash provided by (used in) financing activities (8,268) 10,085  
Increase in cash and cash equivalents 8,061 13,352  
Cash and Cash Equivalents      
Beginning 29,524 15,997 15,997
Ending 37,585 29,529 29,524
Cash payments for:      
Interest 2,263 2,962  
Income taxes 430 0  
Supplemental Disclosures of Noncash Investing and Financing Activities      
Unrealized gain (loss) on securities available for sale (820) 1,422  
Transfer from loans to other real estate owned 3,180 2,815  
Loan originated from sale of other real estate owned   640  
Issuance of common stock, dividend reinvestment plan   $ 71