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Loans (Tables) | 9 Months Ended
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Sep. 30, 2012
Loans [Abstract] |
Summary of loans |
|  | (in thousands) |
|  | September 30, 2012 |  |  | December 31, 2011 |
Real estate loans: |  |  |  |  |  |  |  |
Construction and land development |  | $ | 44,725 |  |  | $ | 48,363 |
Secured by 1-4 family residential |  |  | 128,354 |  |  |  | 122,339 |
Other real estate loans |  |  | 175,122 |  |  |  | 181,141 |
Commercial and industrial loans |  |  | 24,216 |  |  |  | 29,446 |
Consumer and other loans |  |  | 8,335 |  |  |  | 11,151 |
Total loans |  | $ | 380,752 |  |  | $ | 392,440 |
Allowance for loan losses |  |  | 14,049 |  |  |  | 12,937 |
Loans, net |  | $ | 366,703 |  |  | $ | 379,503 |
Summary of loan classes and an aging of past due loans |
|  | September 30, 2012 |
|  | (in thousands) |
|  | 30-59 Days Past Due |  |  | 60-89 Days Past Due |  |  | > 90 Days Past Due |  |  | Total Past Due |  |  | Current |  |  | Total Loans |  |  | Non-accrual Loans |  |  | 90 Days or More Past Due and Accruing |
Real estate loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction and land development |  | $ | 325 |  |  | $ | 528 |  |  | $ | 2,472 |  |  | $ | 3,325 |  |  | $ | 41,400 |  |  | $ | 44,725 |  |  | $ | 621 |  |  | $ | 1,851 |
1-4 family residential |  |  | 1,272 |  |  |  | 207 |  |  |  | 693 |  |  |  | 2,172 |  |  |  | 126,182 |  |  |  | 128,354 |  |  |  | 1,389 |  |  |  | 300 |
Other real estate loans |  |  | 2,881 |  |  |  | 1,637 |  |  |  | 186 |  |  |  | 4,704 |  |  |  | 170,418 |  |  |  | 175,122 |  |  |  | 6,961 |  |  |  | — |
Commercial and industrial |  |  | 432 |  |  |  | 220 |  |  |  | 25 |  |  |  | 677 |  |  |  | 23,539 |  |  |  | 24,216 |  |  |  | 15 |  |  |  | 25 |
Consumer and other loans |  |  | 56 |  |  |  | — |  |  |  | 25 |  |  |  | 81 |  |  |  | 8,254 |  |  |  | 8,335 |  |  |  | 12 |  |  |  | — |
Total |  | $ | 4,966 |  |  | $ | 2,592 |  |  | $ | 3,401 |  |  | $ | 10,959 |  |  | $ | 369,793 |  |  | $ | 380,752 |  |  | $ | 8,998 |  |  | $ | 2,176 |
|  | December 31, 2011 |
|  | (in thousands) |
|  | 30-59 Days Past Due |  |  | 60-89 Days Past Due |  |  | > 90 Days Past Due |  |  | Total Past Due |  |  | Current |  |  | Total Loans |  |  | Non-accrual Loans |  |  | 90 Days or More Past Due and Accruing |
Real estate loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction and land development |  | $ | 2,267 |  |  | $ | 1,029 |  |  | $ | 235 |  |  | $ | 3,531 |  |  | $ | 44,832 |  |  | $ | 48,363 |  |  | $ | 235 |  |  | $ | — |
1-4 family residential |  |  | 4,179 |  |  |  | 471 |  |  |  | 688 |  |  |  | 5,338 |  |  |  | 117,001 |  |  |  | 122,339 |  |  |  | 3,043 |  |  |  | 98 |
Other real estate loans |  |  | 3,863 |  |  |  | 562 |  |  |  | 722 |  |  |  | 5,147 |  |  |  | 175,994 |  |  |  | 181,141 |  |  |  | 8,367 |  |  |  | 361 |
Commercial and industrial |  |  | 950 |  |  |  | 93 |  |  |  | 5 |  |  |  | 1,048 |  |  |  | 28,398 |  |  |  | 29,446 |  |  |  | 163 |  |  |  | — |
Consumer and other loans |  |  | 94 |  |  |  | 19 |  |  |  | 14 |  |  |  | 127 |  |  |  | 11,024 |  |  |  | 11,151 |  |  |  | 33 |  |  |  | — |
Total |  | $ | 11,353 |  |  | $ | 2,174 |  |  | $ | 1,664 |  |  | $ | 15,191 |  |  | $ | 377,249 |  |  | $ | 392,440 |  |  | $ | 11,841 |  |  | $ | 459 |
Analysis of the credit risk profile of each loan class |
|  | September 30, 2012 (in thousands) |
|  | Pass |  |  | Special Mention |  |  | Substandard |  |  | Doubtful |  |  | Total |
Real estate loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction and land development |  | $ | 23,062 |  |  | $ | 4,206 |  |  | $ | 17,457 |  |  | $ | — |  |  | $ | 44,725 |
Secured by 1-4 family residential |  |  | 114,120 |  |  |  | 4,518 |  |  |  | 9,716 |  |  |  | — |  |  |  | 128,354 |
Other real estate loans |  |  | 138,949 |  |  |  | 12,085 |  |  |  | 24,088 |  |  |  | — |  |  |  | 175,122 |
Commercial and industrial |  |  | 19,766 |  |  |  | 836 |  |  |  | 3,614 |  |  |  | — |  |  |  | 24,216 |
Consumer and other loans |  |  | 8,261 |  |  |  | 74 |  |  |  | — |  |  |  | — |  |  |  | 8,335 |
Total |  | $ | 304,158 |  |  | $ | 21,719 |  |  | $ | 54,875 |  |  | $ | — |  |  | $ | 380,752 |
|  | December 31, 2011 (in thousands) |
|  | Pass |  |  | Special Mention |  |  | Substandard |  |  | Doubtful |  |  | Total |
Real estate loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction and land development |  | $ | 23,172 |  |  | $ | 7,504 |  |  | $ | 17,452 |  |  | $ | 235 |  |  | $ | 48,363 |
Secured by 1-4 family residential |  |  | 108,240 |  |  |  | 5,645 |  |  |  | 8,266 |  |  |  | 188 |  |  |  | 122,339 |
Other real estate loans |  |  | 138,255 |  |  |  | 17,123 |  |  |  | 22,348 |  |  |  | 3,415 |  |  |  | 181,141 |
Commercial and industrial |  |  | 23,451 |  |  |  | 949 |  |  |  | 4,976 |  |  |  | 70 |  |  |  | 29,446 |
Consumer and other loans |  |  | 11,058 |  |  |  | 79 |  |  |  | — |  |  |  | 14 |  |  |  | 11,151 |
Total |  | $ | 304,176 |  |  | $ | 31,300 |  |  | $ | 53,042 |  |  | $ | 3,922 |  |  | $ | 392,440 |

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- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 29 -URI http://asc.fasb.org/extlink&oid=7512638&loc=SL6953659-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 55 -Paragraph 19 -URI http://asc.fasb.org/extlink&oid=7880640&loc=SL6953803-111525 + Details
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