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Consolidated Statements of Operations (USD $)
In Thousands, except Per Share data, unless otherwise specified
 3 Months Ended 9 Months Ended
Sep. 30, 2012
Sep. 30, 2011
Sep. 30, 2012
Sep. 30, 2011
Interest and Dividend Income        
Interest and fees on loans $ 5,189 $ 5,666 $ 16,001 $ 17,317
Interest on federal funds sold 3 2 12 13
Interest on deposits in banks 11 3 19 15
Interest and dividends on securities available for sale:        
Taxable interest 494 595 1,542 1,618
Tax-exempt interest 55 121 228 365
Dividends 19 16 57 50
Total interest and dividend income 5,771 6,403 17,859 19,378
Interest Expense        
Interest on deposits 928 1,204 2,874 3,810
Interest on trust preferred capital notes 60 109 182 327
Interest on other borrowings 47 42 192 175
Total interest expense 1,035 1,355 3,248 4,312
Net interest income 4,736 5,048 14,611 15,066
Provision for loan losses 805 5,575 3,455 9,395
Net interest income (loss) after provision for loan losses 3,931 (527) 11,156 5,671
Noninterest Income        
Service charges on deposit accounts 544 590 1,569 1,626
ATM and check card fees 369 391 1,129 1,172
Trust and investment advisory fees 365 350 1,079 1,076
Fees for other customer services 78 84 283 231
Gains on sale of loans 51 25 143 94
Gains on sale of securities available for sale, net 167    1,285 41
Gains on sale of premises and equipment 2   2  
Other operating income 33 33 95 58
Total noninterest income 1,609 1,473 5,585 4,298
Noninterest Expense        
Salaries and employee benefits 2,398 2,299 7,155 6,867
Occupancy 333 347 996 1,019
Equipment 294 325 907 973
Marketing 120 109 293 314
Stationery and supplies 67 88 234 254
Legal and professional fees 293 276 741 746
ATM and check card fees 161 162 480 492
FDIC assessment 176 181 533 588
Bank franchise tax 62 103 199 312
Provision for other real estate owned 26 927 595 1,103
Other real estate owned expense 99 133 450 325
Telecommunications expense 62 63 184 239
Data processing 102 79 270 220
Other operating expense 511 332 1,255 1,035
Total noninterest expense 4,657 5,388 13,995 14,459
Net gains on sale of other real estate owned (47) (36) (297) (28)
Income (loss) before income taxes 883 (4,442) 2,746 (4,490)
Income tax provision (benefit) 195 (1,556) 889 (1,662)
Net income (loss) 688 (2,886) 1,857 (2,828)
Effective dividend on preferred stock 226 224 677 670
Net income (loss) available to common shareholders $ 462 $ (3,110) $ 1,180 $ (3,498)
Earnings (loss) per common share, basic and diluted $ 0.09 $ (1.05) $ 0.33 $ (1.18)