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Funds Restrictions and Reserve Balance | 12 Months Ended
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Dec. 31, 2012
Funds Restrictions and Reserve Balance [Abstract] |
Funds Restrictions and Reserve Balance | Note 11. Funds Restrictions and Reserve Balance Transfers of funds from the banking subsidiary to the parent company in the form of loans, advances and cash dividends are restricted by federal and state regulatory authorities. The Bank’s retained net loss for the year ended December 31, 2012, combined with its retained net loss of the two preceding years totaled $15.7 million. As a result, the Bank could not transfer funds to the Company without prior regulatory approval at December 31, 2012. The Bank must maintain a reserve against its deposits in accordance with Regulation D of the Federal Reserve Act. For the final weekly reporting period in the years ended December 31, 2012 and 2011, the aggregate amounts of daily average required balances were approximately $3.0 million and $2.1 million, respectively.

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