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Loans (Tables)

12 Months Ended

Dec. 31, 2012

Loans [Abstract]

Summary of loans

		(in thousands)
		2012				2011
Real estate loans:
Construction and land development		$	43,524			$	48,363
Secured by 1-4 family residential			134,964				122,339
Other real estate loans			174,220				181,141
Commercial and industrial			23,071				29,446
Consumer and other loans			7,815				11,151
Total loans		$	383,594			$	392,440
Allowance for loan losses			13,075				12,937
Loans, net		$	370,519			$	379,503

Summary of loan classes and an aging of past due loans

		December 31, 2012
		(in thousands)
		30-59 Days Past Due				60-89 Days Past Due				> 90 Days Past Due				Total Past Due				Current				Total Loans				Non- Accrual Loans				90 Days or More Past Due and Accruing
Real estate loans:
Construction and land development		$	77			$	701			$	89			$	867			$	42,657			$	43,524			$	646			$	—
1-4 family residential			2,741				—				476				3,217				131,747				134,964				968				129
Other real estate loans			1,347				686				1,476				3,509				170,711				174,220				6,752				—
Commercial and industrial			428				408				99				935				22,136				23,071				14				99
Consumer and other loans			43				5				8				56				7,759				7,815				13				—
Total		$	4,636			$	1,800			$	2,148			$	8,584			$	375,010			$	383,594			$	8,393			$	228
		December 31, 2011
		(in thousands)
		30-59 Days Past Due				60-89 Days Past Due				> 90 Days Past Due				Total Past Due				Current				Total Loans				Non- Accrual Loans				90 Days or More Past Due and Accruing
Real estate loans:
Construction and land development		$	2,267			$	1,029			$	235			$	3,531			$	44,832			$	48,363			$	235			$	—
1-4 family residential			4,179				471				688				5,338				117,001				122,339				3,043				98
Other real estate loans			3,863				562				722				5,147				175,994				181,141				8,367				361
Commercial and industrial			950				93				5				1,048				28,398				29,446				163				—
Consumer and other loans			94				19				14				127				11,024				11,151				33				—
Total		$	11,353			$	2,174			$	1,664			$	15,191			$	377,249			$	392,440			$	11,841			$	459

Analysis of the credit risk profile of each loan class

		December 31, 2012 (in thousands)
		Pass				Special Mention				Substandard				Doubtful				Total
Real estate loans:
Construction and land development		$	22,384			$	5,176			$	15,964			$	—			$	43,524
Secured by 1-4 family residential			120,692				6,055				8,217				—				134,964
Other real estate loans			134,701				14,513				25,006				—				174,220
Commercial and industrial			18,831				798				3,442				—				23,071
Consumer and other loans			7,743				72				—				—				7,815
Total		$	304,351			$	26,614			$	52,629			$	—			$	383,594
		December 31, 2011 (in thousands)
		Pass				Special Mention				Substandard				Doubtful				Total
Real estate loans:
Construction and land development		$	23,172			$	7,504			$	17,452			$	235			$	48,363
Secured by 1-4 family residential			108,240				5,645				8,266				188				122,339
Other real estate loans			138,255				17,123				22,348				3,415				181,141
Commercial and industrial			23,451				949				4,976				70				29,446
Consumer and other loans			11,058				79				—				14				11,151
Total		$	304,176			$	31,300			$	53,042			$	3,922			$	392,440

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- Definition

Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.

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Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status.

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