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Consolidated Statements of Operations (USD $)
In Thousands, except Per Share data, unless otherwise specified
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
Interest and Dividend Income      
Interest and fees on loans $ 21,062 $ 22,907 $ 24,874
Interest on federal funds sold 12 18 2
Interest on deposits in banks 30 18 15
Interest and dividends on securities available for sale:      
Taxable interest 1,924 2,152 1,722
Tax-exempt interest 327 483 541
Dividends 77 70 61
Total interest and dividend income 23,432 25,648 27,215
Interest Expense      
Interest on deposits 3,707 4,843 5,903
Interest on federal funds purchased     12
Interest on trust preferred capital notes 238 386 439
Interest on other borrowings 222 221 460
Total interest expense 4,167 5,450 6,814
Net interest income 19,265 20,198 20,401
Provision for loan losses 3,555 12,380 11,731
Net interest income after provision for loan losses 15,710 7,818 8,670
Noninterest Income      
Service charges on deposit accounts 2,127 2,237 2,618
ATM and check card fees 1,481 1,535 1,432
Trust and investment advisory fees 1,450 1,407 1,244
Fees for other customer services 390 369 327
Net gains (losses) on sale of securities available for sale 1,285 59 (7)
Net gains on sale of premises and equipment 2    
Net gains on sales of loans 214 131 263
Other operating income 225 61 205
Total noninterest income 7,174 5,799 6,082
Noninterest Expense      
Salaries and employee benefits 9,590 9,460 9,080
Occupancy 1,343 1,354 1,389
Equipment 1,208 1,272 1,372
Marketing 430 425 503
Stationery and supplies 308 323 375
Legal and professional fees 975 969 802
ATM and check card fees 649 661 827
FDIC assessment 709 768 730
Bank franchise tax 260 416 426
Telecommunications expense 245 300 289
Data processing expense 347 306 256
Other real estate owned expense 443 572 242
Provision for other real estate owned 1,190 1,558 2,640
Net (gains) losses on sale of other real estate owned (278) 910 19
Other operating expense 1,700 1,449 1,611
Total noninterest expense 19,119 20,743 20,561
Income (loss) before income taxes 3,765 (7,126) (5,809)
Income tax provision (benefit) 965 3,835 (2,206)
Net income (loss) 2,800 (10,961) (3,603)
Effective dividend and accretion on preferred stock 903 894 887
Net income (loss) available to common shareholders $ 1,897 $ (11,855) $ (4,490)
Earnings (loss) per common share, basic and diluted $ 0.48 $ (4.01) $ (1.53)