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Loans (Tables) | 3 Months Ended
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Mar. 31, 2013
Loans [Abstract] |
Summary of loans |
|  | (in thousands) |
|  | March 31, 2013 |  |  | December 31, 2012 |
Real estate loans: |  |  |  |  |  |  |  |
Construction and land development |  | $ | 45,783 |  |  | $ | 43,524 |
Secured by 1-4 family residential |  |  | 143,765 |  |  |  | 134,964 |
Other real estate loans |  |  | 162,742 |  |  |  | 174,220 |
Commercial and industrial loans |  |  | 22,743 |  |  |  | 23,071 |
Consumer and other loans |  |  | 7,306 |  |  |  | 7,815 |
Total loans |  | $ | 382,339 |  |  | $ | 383,594 |
Allowance for loan losses |  |  | 12,756 |  |  |  | 13,075 |
Loans, net |  | $ | 369,583 |  |  | $ | 370,519 |
Summary of loan classes and an aging of past due loans |
|  | March 31, 2013 |
|  | (in thousands) |
|  | 30-59 Days Past Due |  |  | 60-89 Days Past Due |  |  | > 90 Days Past Due |  |  | Total Past Due |  |  | Current |  |  | Total Loans |  |  | Non-accrual Loans |  |  | 90 Days or More Past Due and Accruing |
Real estate loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction and land development |  | $ | 4,216 |  |  | $ | 199 |  |  | $ | 557 |  |  | $ | 4,972 |  |  | $ | 40,811 |  |  | $ | 45,783 |  |  | $ | 4,988 |  |  | $ | — |
1-4 family residential |  |  | 910 |  |  |  | 107 |  |  |  | 71 |  |  |  | 1,088 |  |  |  | 142,677 |  |  |  | 143,765 |  |  |  | 1,576 |  |  |  | — |
Other real estate loans |  |  | 2,376 |  |  |  | 1,886 |  |  |  | 1,395 |  |  |  | 5,657 |  |  |  | 157,085 |  |  |  | 162,742 |  |  |  | 3,132 |  |  |  | — |
Commercial and industrial |  |  | 272 |  |  |  | 131 |  |  |  | — |  |  |  | 403 |  |  |  | 22,340 |  |  |  | 22,743 |  |  |  | 12 |  |  |  | — |
Consumer and other loans |  |  | 32 |  |  |  | — |  |  |  | 7 |  |  |  | 39 |  |  |  | 7,267 |  |  |  | 7,306 |  |  |  | 7 |  |  |  | — |
Total |  | $ | 7,806 |  |  | $ | 2,323 |  |  | $ | 2,030 |  |  | $ | 12,159 |  |  | $ | 370,180 |  |  | $ | 382,339 |  |  | $ | 9,715 |  |  | $ | — |
|  | December 31, 2012 |
|  | (in thousands) |
|  | 30-59 Days Past Due |  |  | 60-89 Days Past Due |  |  | > 90 Days Past Due |  |  | Total Past Due |  |  | Current |  |  | Total Loans |  |  | Non-accrual Loans |  |  | 90 Days or More Past Due and Accruing |
Real estate loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction and land development |  | $ | 77 |  |  | $ | 701 |  |  | $ | 89 |  |  | $ | 867 |  |  | $ | 42,657 |  |  | $ | 43,524 |  |  | $ | 646 |  |  | $ | — |
1-4 family residential |  |  | 2,741 |  |  |  | — |  |  |  | 476 |  |  |  | 3,217 |  |  |  | 131,747 |  |  |  | 134,964 |  |  |  | 968 |  |  |  | 129 |
Other real estate loans |  |  | 1,347 |  |  |  | 686 |  |  |  | 1,476 |  |  |  | 3,509 |  |  |  | 170,711 |  |  |  | 174,220 |  |  |  | 6,752 |  |  |  | — |
Commercial and industrial |  |  | 428 |  |  |  | 408 |  |  |  | 99 |  |  |  | 935 |  |  |  | 22,136 |  |  |  | 23,071 |  |  |  | 14 |  |  |  | 99 |
Consumer and other loans |  |  | 43 |  |  |  | 5 |  |  |  | 8 |  |  |  | 56 |  |  |  | 7,759 |  |  |  | 7,815 |  |  |  | 13 |  |  |  | — |
Total |  | $ | 4,636 |  |  | $ | 1,800 |  |  | $ | 2,148 |  |  | $ | 8,584 |  |  | $ | 375,010 |  |  | $ | 383,594 |  |  | $ | 8,393 |  |  | $ | 228 |
Analysis of the credit risk profile of each loan class |
|  | March 31, 2013 (in thousands) |
|  | Pass |  |  | Special Mention |  |  | Substandard |  |  | Doubtful |  |  | Total |
Real estate loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction and land development |  | $ | 24,600 |  |  | $ | 5,184 |  |  | $ | 15,999 |  |  | $ | — |  |  | $ | 45,783 |
Secured by 1-4 family residential |  |  | 129,159 |  |  |  | 6,421 |  |  |  | 8,185 |  |  |  | — |  |  |  | 143,765 |
Other real estate loans |  |  | 125,182 |  |  |  | 14,170 |  |  |  | 23,390 |  |  |  | — |  |  |  | 162,742 |
Commercial and industrial |  |  | 18,673 |  |  |  | 839 |  |  |  | 3,231 |  |  |  | — |  |  |  | 22,743 |
Consumer and other loans |  |  | 7,235 |  |  |  | 71 |  |  |  | — |  |  |  | — |  |  |  | 7,306 |
Total |  | $ | 304,849 |  |  | $ | 26,685 |  |  | $ | 50,805 |  |  | $ | — |  |  | $ | 382,339 |
|  | December 31, 2012 (in thousands) |
|  | Pass |  |  | Special Mention |  |  | Substandard |  |  | Doubtful |  |  | Total |
Real estate loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction and land development |  | $ | 22,384 |  |  | $ | 5,176 |  |  | $ | 15,964 |  |  | $ | — |  |  | $ | 43,524 |
Secured by 1-4 family residential |  |  | 120,692 |  |  |  | 6,055 |  |  |  | 8,217 |  |  |  | — |  |  |  | 134,964 |
Other real estate loans |  |  | 134,701 |  |  |  | 14,513 |  |  |  | 25,006 |  |  |  | — |  |  |  | 174,220 |
Commercial and industrial |  |  | 18,831 |  |  |  | 798 |  |  |  | 3,442 |  |  |  | — |  |  |  | 23,071 |
Consumer and other loans |  |  | 7,743 |  |  |  | 72 |  |  |  | — |  |  |  | — |  |  |  | 7,815 |
Total |  | $ | 304,351 |  |  | $ | 26,614 |  |  | $ | 52,629 |  |  | $ | — |  |  | $ | 383,594 |

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- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 29 -URI http://asc.fasb.org/extlink&oid=7512638&loc=SL6953659-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 55 -Paragraph 19 -URI http://asc.fasb.org/extlink&oid=7880640&loc=SL6953803-111525 + Details
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- Definition Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=7512638&loc=d3e5111-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7A -URI http://asc.fasb.org/extlink&oid=7512638&loc=SL6953401-111524 + Details
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