XML 40 R2.htm IDEA: XBRL DOCUMENT v2.4.0.6
Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Mar. 31, 2013
Dec. 31, 2012
Assets    
Cash and due from banks $ 7,678 $ 7,266
Interest-bearing deposits in banks 31,859 23,762
Securities available for sale, at fair value 89,089 89,456
Restricted securities, at cost 1,805 1,974
Loans held for sale   503
Loans, net of allowance for loan losses, 2013, $12,756; 2012, $13,075 369,583 370,519
Other real estate owned, net of valuation allowance, 2013, $2,220; 2012, $2,174 5,173 5,590
Premises and equipment, net 18,130 18,589
Accrued interest receivable 1,430 1,459
Bank owned life insurance 9,077 9,014
Other assets 3,705 4,565
Total assets 537,529 532,697
Deposits:    
Noninterest-bearing demand deposits 90,789 85,118
Savings and interest-bearing demand deposits 224,150 221,601
Time deposits 155,041 160,198
Total deposits 469,980 466,917
Other borrowings 6,070 6,076
Trust preferred capital notes 9,279 9,279
Accrued interest and other liabilities 6,649 5,536
Total liabilities 491,978 487,808
Shareholders' Equity    
Preferred stock, $1,000 liquidation preference; 14,595 shares issued and outstanding 14,446 14,409
Common stock, par value $1.25 per share; authorized 8,000,000 shares; issued and outstanding, 2013 and 2012, 4,901,464 shares 6,127 6,127
Surplus 6,813 6,813
Retained earnings 19,156 18,399
Accumulated other comprehensive loss, net (991) (859)
Total shareholders' equity 45,551 44,889
Total liabilities and shareholders' equity $ 537,529 $ 532,697