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Loans (Tables)

3 Months Ended

Mar. 31, 2013

Loans [Abstract]

Summary of loans

		(in thousands)
		March 31, 2013				December 31, 2012
Real estate loans:
Construction and land development		$	45,783			$	43,524
Secured by 1-4 family residential			143,765				134,964
Other real estate loans			162,742				174,220
Commercial and industrial loans			22,743				23,071
Consumer and other loans			7,306				7,815
Total loans		$	382,339			$	383,594
Allowance for loan losses			12,756				13,075
Loans, net		$	369,583			$	370,519

Summary of loan classes and an aging of past due loans

		March 31, 2013
		(in thousands)
		30-59 Days Past Due				60-89 Days Past Due				> 90 Days Past Due				Total Past Due				Current				Total Loans				Non-accrual Loans				90 Days or More Past Due and Accruing
Real estate loans:
Construction and land development		$	4,216			$	199			$	557			$	4,972			$	40,811			$	45,783			$	4,988			$	—
1-4 family residential			910				107				71				1,088				142,677				143,765				1,576				—
Other real estate loans			2,376				1,886				1,395				5,657				157,085				162,742				3,132				—
Commercial and industrial			272				131				—				403				22,340				22,743				12				—
Consumer and other loans			32				—				7				39				7,267				7,306				7				—
Total		$	7,806			$	2,323			$	2,030			$	12,159			$	370,180			$	382,339			$	9,715			$	—

		December 31, 2012
		(in thousands)
		30-59 Days Past Due				60-89 Days Past Due				> 90 Days Past Due				Total Past Due				Current				Total Loans				Non-accrual Loans				90 Days or More Past Due and Accruing
Real estate loans:
Construction and land development		$	77			$	701			$	89			$	867			$	42,657			$	43,524			$	646			$	—
1-4 family residential			2,741				—				476				3,217				131,747				134,964				968				129
Other real estate loans			1,347				686				1,476				3,509				170,711				174,220				6,752				—
Commercial and industrial			428				408				99				935				22,136				23,071				14				99
Consumer and other loans			43				5				8				56				7,759				7,815				13				—
Total		$	4,636			$	1,800			$	2,148			$	8,584			$	375,010			$	383,594			$	8,393			$	228

Analysis of the credit risk profile of each loan class

		March 31, 2013 (in thousands)
		Pass				Special Mention				Substandard				Doubtful				Total
Real estate loans:
Construction and land development		$	24,600			$	5,184			$	15,999			$	—			$	45,783
Secured by 1-4 family residential			129,159				6,421				8,185				—				143,765
Other real estate loans			125,182				14,170				23,390				—				162,742
Commercial and industrial			18,673				839				3,231				—				22,743
Consumer and other loans			7,235				71				—				—				7,306
Total		$	304,849			$	26,685			$	50,805			$	—			$	382,339

		December 31, 2012 (in thousands)
		Pass				Special Mention				Substandard				Doubtful				Total
Real estate loans:
Construction and land development		$	22,384			$	5,176			$	15,964			$	—			$	43,524
Secured by 1-4 family residential			120,692				6,055				8,217				—				134,964
Other real estate loans			134,701				14,513				25,006				—				174,220
Commercial and industrial			18,831				798				3,442				—				23,071
Consumer and other loans			7,743				72				—				—				7,815
Total		$	304,351			$	26,614			$	52,629			$	—			$	383,594

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- Definition

Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.

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- Definition

Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

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-Name Accounting Standards Codification

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