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Consolidated Statements of Income (Unaudited) (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended
Mar. 31, 2013
Mar. 31, 2012
Interest and Dividend Income    
Interest and fees on loans $ 4,933 $ 5,547
Interest on federal funds sold   3
Interest on deposits in banks 10 3
Interest and dividends on securities available for sale:    
Taxable interest 372 535
Tax-exempt interest 73 102
Dividends 19 18
Total interest and dividend income 5,407 6,208
Interest Expense    
Interest on deposits 706 986
Interest on trust preferred capital notes 56 62
Interest on other borrowings 29 80
Total interest expense 791 1,128
Net interest income 4,616 5,080
Provision for (recovery of) loan losses (250) 2,000
Net interest income after provision for (recovery of) loan losses 4,866 3,080
Noninterest Income    
Service charges on deposit accounts 459 502
ATM and check card fees 333 372
Trust and investment advisory fees 452 346
Fees for other customer services 88 98
Gains on sale of loans 59 43
Net gains on sale of securities available for sale (includes net gains of $0 and $1,117 for the three months ended March 31, 2013 and 2012, respectively, related to accumulated other comprehensive income reclassifications for previously unrealized net gains on available-for-sale securities)   1,117
Gains on sale of premises and equipment 3  
Other operating income 107 36
Total noninterest income 1,501 2,514
Noninterest Expense    
Salaries and employee benefits 2,634 2,369
Occupancy 378 326
Equipment 299 306
Marketing 110 78
Stationery and supplies 75 81
Legal and professional fees 179 250
ATM and check card fees 158 156
FDIC assessment 341 178
Bank franchise tax 68 76
Provision for other real estate owned 174 401
Other real estate owned expense 49 253
Net (gains) losses on sale of other real estate owned (116) (90)
Telecommunications expense 62 61
Data processing 83 90
Loss on land lease termination 209  
Other operating expense 410 369
Total noninterest expense 5,113 4,904
Income before income taxes 1,254 690
Income tax expense 271 215
Net income 983 475
Effective dividend on preferred stock 226 225
Net income available to common shareholders $ 757 $ 250
Earnings per common share, basic and diluted $ 0.15 $ 0.08