XML 51 R2.htm IDEA: XBRL DOCUMENT v2.4.0.8
Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Sep. 30, 2013
Dec. 31, 2012
Assets    
Cash and due from banks $ 8,649 $ 7,266
Interest-bearing deposits in banks 29,221 23,762
Securities available for sale, at fair value 105,321 89,456
Restricted securities, at cost 1,804 1,974
Loans held for sale    503
Loans, net of allowance for loan losses, 2013, $11,875; 2012, $13,075 354,952 370,519
Other real estate owned, net of valuation allowance, 2013, $1,565; 2012, $2,174 3,833 5,590
Premises and equipment, net 17,417 18,589
Accrued interest receivable 1,339 1,459
Bank owned life insurance 9,213 9,014
Other assets 4,706 4,565
Total assets 536,455 532,697
Deposits:    
Noninterest-bearing demand deposits 95,609 85,118
Savings and interest-bearing demand deposits 229,990 221,601
Time deposits 145,664 160,198
Total deposits 471,263 466,917
Other borrowings 6,058 6,076
Trust preferred capital notes 9,279 9,279
Accrued interest and other liabilities 6,244 5,536
Total liabilities 492,844 487,808
Shareholders' Equity    
Preferred stock, $1,000 liquidation preference; 14,595 shares issued and outstanding, net of discount 14,525 14,409
Common stock, par value $1.25 per share; authorized 8,000,000 shares; issued and outstanding, 2013 and 2012, 4,901,464 shares 6,127 6,127
Surplus 6,813 6,813
Retained earnings 20,199 18,399
Accumulated other comprehensive loss, net (4,053) (859)
Total shareholders' equity 43,611 44,889
Total liabilities and shareholders' equity $ 536,455 $ 532,697