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Consolidated Statements of Income (USD $)
In Thousands, except Per Share data, unless otherwise specified
 3 Months Ended 9 Months Ended
Sep. 30, 2013
Sep. 30, 2012
Sep. 30, 2013
Sep. 30, 2012
Interest and Dividend Income        
Interest and fees on loans $ 4,673 $ 5,189 $ 14,422 $ 16,001
Interest on federal funds sold    3    12
Interest on deposits in banks 18 11 45 19
Interest and dividends on securities available for sale:        
Taxable interest 498 494 1,313 1,542
Tax-exempt interest 79 55 228 228
Dividends 18 19 56 57
Total interest and dividend income 5,286 5,771 16,064 17,859
Interest Expense        
Interest on deposits 572 928 1,910 2,874
Interest on trust preferred capital notes 55 60 166 182
Interest on other borrowings 30 47 89 192
Total interest expense 657 1,035 2,165 3,248
Net interest income 4,629 4,736 13,899 14,611
Provision for loan losses 275 805 2,525 3,455
Net interest income after provision for loan losses 4,354 3,931 11,374 11,156
Noninterest Income        
Service charges on deposit accounts 627 544 1,550 1,569
ATM and check card fees 373 369 1,071 1,129
Trust and investment advisory fees 406 365 1,233 1,079
Fees for other customer services 86 78 302 283
Gains on sale of loans 47 51 171 143
Net gains on sale of securities available for sale    167    1,285
Gain on sale of premises and equipment, net    2    2
Other operating income 86 33 833 95
Total noninterest income 1,625 1,609 5,160 5,585
Noninterest Expense        
Salaries and employee benefits 2,411 2,398 7,488 7,155
Occupancy 306 333 980 996
Equipment 302 294 889 907
Marketing 81 120 304 293
Stationery and supplies 66 67 222 234
Legal and professional fees 237 293 635 741
ATM and check card fees 176 161 502 480
FDIC assessment 189 176 710 533
Bank franchise tax 71 62 209 199
Other real estate owned, net 252 78 735 748
Telecommunications expense 72 62 212 184
Data processing 99 102 277 270
Loss on land lease termination     209  
Other operating expense 386 511 1,146 1,255
Total noninterest expense 4,648 4,657 14,518 13,995
Income before income taxes 1,331 883 2,016 2,746
Income tax expense (benefit) 91 195 (468) 889
Net income 1,240 688 2,484 1,857
Effective dividend on preferred stock 229 226 684 677
Net income available to common shareholders $ 1,011 $ 462 $ 1,800 $ 1,180
Earnings per common share, basic and diluted $ 0.21 $ 0.09 $ 0.37 $ 0.33