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Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Dec. 31, 2013
Dec. 31, 2012
Assets    
Cash and due from banks $ 5,767 $ 7,266
Interest-bearing deposits in banks 25,741 23,762
Securities available for sale, at fair value 103,301 89,456
Restricted securities, at cost 1,804 1,974
Loans held for sale   503
Loans, net of allowance for loan losses, 2013, $10,644, 2012, $13,075 346,449 370,519
Other real estate owned, net of valuation allowance, 2013, $1,665, 2012, $2,174 3,030 5,590
Premises and equipment, net 16,642 18,589
Accrued interest receivable 1,302 1,459
Bank owned life insurance 10,978 10,609
Other assets 7,876 2,970
Total assets 522,890 532,697
Deposits:    
Noninterest-bearing demand deposits 92,901 85,118
Savings and interest-bearing demand deposits 234,054 221,601
Time deposits 123,756 160,198
Total deposits 450,711 466,917
Other borrowings 6,052 6,076
Trust preferred capital notes 9,279 9,279
Accrued interest payable and other liabilities 3,288 5,536
Total liabilities 469,330 487,808
Shareholders' Equity    
Preferred stock, $1,000 per share liquidation preference; authorized 1,000,000 shares 14,595 shares issued and outstanding, net of discount 14,564 14,409
Common stock, par value $1.25 per share; authorized 8,000,000 shares; issued and outstanding, 2013 and 2012, 4,901,464 shares 6,127 6,127
Surplus 6,813 6,813
Retained earnings 27,360 18,399
Accumulated other comprehensive loss, net (1,304) (859)
Total shareholders' equity 53,560 44,889
Total liabilities and shareholders' equity $ 522,890 $ 532,697