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Capital Requirements

3 Months Ended

Mar. 31, 2014

Banking And Thrift [Abstract]

Capital Requirements

Note 7. Capital Requirements

A comparison of the capital of the Company and the Bank at March 31, 2014 and December 31, 2013 with the minimum regulatory guidelines were as follows:

																		Minimum
										(dollars in thousands)								To Be Well
																		Capitalized Under
										Minimum Capital								Prompt Corrective
		Actual								Requirement								Action Provisions
		Amount				Ratio				Amount				Ratio				Amount				Ratio
March 31, 2014:
Total Capital (to Risk Weighted Assets):
Consolidated		$	67,687				18.49	%		$	29,285				8.00	%			N/A				N/A
First Bank		$	63,041				16.99	%		$	29,253				8.00	%		$	36,566				10.00	%
Tier 1 Capital (to Risk Weighted Assets):
Consolidated		$	63,041				17.22	%		$	14,643				4.00	%			N/A				N/A
First Bank		$	57,470				15.72	%		$	14,626				4.00	%		$	21,939				6.00	%
Tier 1 Capital (to Average Assets):
Consolidated		$	63,041				12.05	%		$	20,931				4.00	%			N/A				N/A
First Bank		$	57,470				10.99	%		$	20,917				4.00	%		$	26,146				5.00	%
December 31, 2013:
Total Capital (to Risk Weighted Assets):
Consolidated		$	66,437				18.21	%		$	29,193				8.00	%			N/A				N/A
First Bank		$	60,578				16.62	%		$	29,160				8.00	%		$	36,450				10.00	%
Tier 1 Capital (to Risk Weighted Assets):
Consolidated		$	61,800				16.94	%		$	14,597				4.00	%			N/A				N/A
First Bank		$	55,947				15.35	%		$	14,580				4.00	%		$	21,870				6.00	%
Tier 1 Capital (to Average Assets):
Consolidated		$	61,800				11.75	%		$	21,047				4.00	%			N/A				N/A
First Bank		$	55,947				10.68	%		$	20,948				4.00	%		$	26,184				5.00	%

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- Definition

The entire disclosure for banks, savings institutions, and credit unions, for regulatory capital requirements imposed by the Federal Reserve System (FRB), the Federal Deposit Insurance Corporation (FDIC), the Office of Thrift Supervision (OTS) or for any state imposed capital requirements, as applicable. The disclosure may include (1) a description of regulatory capital requirements (a) for capital adequacy purposes and (b) established by the prompt corrective action provisions of Section 38 of the Federal Depository Insurance Act; (2) the actual or possible material effects of noncompliance with such requirements; (3) whether the entity is in compliance with the regulatory capital requirements including (a) required and actual ratios and amounts of Tier 1 leverage, Tier 1 risk-based, and total risk-based capital, tangible capital (for savings institutions), and Tier 3 capital for market risk (for certain banks and bank holding companies), (b) factors that may significantly affect capital adequacy; (4) the prompt corrective action category in which the entity was classified as of its most recent notification; (5) whether management believes any conditions or events since notification have changed the entity's category. Also may include additional information that might be disclosed in situations where substantial doubt about the entity's ability to continue as a going concern for a reasonable period of time.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 942

-SubTopic 505

-Section 50

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