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Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Sep. 30, 2014
Dec. 31, 2013
Assets    
Cash and due from banks $ 6,862 $ 5,767
Interest-bearing deposits in banks 3,885 25,741
Securities available for sale, at fair value 104,710 103,301
Restricted securities, at cost 1,636 1,804
Loans held for sale 181  
Loans, net of allowance for loan losses, 2014, $9,716; 2013, $10,644 364,974 346,449
Other real estate owned, net of valuation allowance, 2014, $456; 2013, $1,665 1,807 3,030
Premises and equipment, net 16,175 16,642
Accrued interest receivable 1,327 1,302
Bank owned life insurance 11,244 10,978
Other assets 6,609 7,876
Total assets 519,410 522,890
Deposits:    
Noninterest-bearing demand deposits 103,019 92,901
Savings and interest-bearing demand deposits 224,655 234,054
Time deposits 111,245 123,756
Total deposits 438,919 450,711
Federal funds purchased 5,325  
Other borrowings 6,033 6,052
Trust preferred capital notes 9,279 9,279
Accrued interest and other liabilities 2,232 3,288
Total liabilities 461,788 469,330
Shareholders' Equity    
Preferred stock, $1,000 per share liquidation preference; authorized 1,000,000 shares; 14,595 shares issued and outstanding, net of discount 14,595 14,564
Common stock, par value $1.25 per share; authorized 8,000,000 shares; issued and outstanding, 2014, 4,903,612 shares; 2013, 4,901,464 shares 6,130 6,127
Surplus 6,828 6,813
Retained earnings 30,312 27,360
Accumulated other comprehensive loss, net (243) (1,304)
Total shareholders' equity 57,622 53,560
Total liabilities and shareholders' equity $ 519,410 $ 522,890