XML 66 R2.htm IDEA: XBRL DOCUMENT v2.4.1.9
Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Dec. 31, 2014
Dec. 31, 2013
Assets    
Cash and due from banks $ 6,043us-gaap_CashAndDueFromBanks $ 5,767us-gaap_CashAndDueFromBanks
Interest-bearing deposits in banks 18,802us-gaap_InterestBearingDepositsInBanks 25,741us-gaap_InterestBearingDepositsInBanks
Securities available for sale, at fair value 83,292us-gaap_AvailableForSaleSecurities 103,301us-gaap_AvailableForSaleSecurities
Restricted securities, at cost 1,366us-gaap_RestrictedInvestments 1,804us-gaap_RestrictedInvestments
Loans held for sale 328us-gaap_LoansReceivableHeldForSaleNet  
Loans, net of allowance for loan losses, 2014, $6,718, 2013, $10,644 371,692us-gaap_LoansAndLeasesReceivableNetReportedAmount 346,449us-gaap_LoansAndLeasesReceivableNetReportedAmount
Other real estate owned, net of valuation allowance, 2014, $375, 2013, $1,665 1,888us-gaap_OtherRealEstateAndForeclosedAssets 3,030us-gaap_OtherRealEstateAndForeclosedAssets
Premises and equipment, net 16,126us-gaap_PropertyPlantAndEquipmentNet 16,642us-gaap_PropertyPlantAndEquipmentNet
Accrued interest receivable 1,261us-gaap_InterestReceivable 1,302us-gaap_InterestReceivable
Bank owned life insurance 11,357us-gaap_BankOwnedLifeInsurance 10,978us-gaap_BankOwnedLifeInsurance
Other assets 6,010us-gaap_OtherAssets 7,876us-gaap_OtherAssets
Total assets 518,165us-gaap_Assets 522,890us-gaap_Assets
Deposits:    
Noninterest-bearing demand deposits 104,986us-gaap_NoninterestBearingDepositLiabilities 92,901us-gaap_NoninterestBearingDepositLiabilities
Savings and interest-bearing demand deposits 237,618us-gaap_DepositsSavingsDeposits 234,054us-gaap_DepositsSavingsDeposits
Time deposits 101,734us-gaap_TimeDeposits 123,756us-gaap_TimeDeposits
Total deposits 444,338us-gaap_Deposits 450,711us-gaap_Deposits
Federal funds purchased 52us-gaap_FederalFundsPurchased  
Other borrowings 26us-gaap_OtherBorrowings 6,052us-gaap_OtherBorrowings
Trust preferred capital notes 9,279us-gaap_JuniorSubordinatedNotes 9,279us-gaap_JuniorSubordinatedNotes
Accrued interest payable and other liabilities 4,906us-gaap_OtherLiabilities 3,288us-gaap_OtherLiabilities
Total liabilities 458,601us-gaap_Liabilities 469,330us-gaap_Liabilities
Shareholders' Equity    
Preferred stock, $1,000 per share liquidation preference; authorized 1,000,000 shares; 14,595 shares issued and outstanding, net of discount 14,595us-gaap_PreferredStockValue 14,564us-gaap_PreferredStockValue
Common stock, par value $1.25 per share; authorized 8,000,000 shares; issued and outstanding, 2014, 4,904,577 shares, 2013, 4,901,464 shares 6,131us-gaap_CommonStockValue 6,127us-gaap_CommonStockValue
Surplus 6,835us-gaap_AdditionalPaidInCapital 6,813us-gaap_AdditionalPaidInCapital
Retained earnings 33,557us-gaap_RetainedEarningsAccumulatedDeficit 27,360us-gaap_RetainedEarningsAccumulatedDeficit
Accumulated other comprehensive loss, net (1,554)us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax (1,304)us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax
Total shareholders' equity 59,564us-gaap_StockholdersEquity 53,560us-gaap_StockholdersEquity
Total liabilities and shareholders' equity $ 518,165us-gaap_LiabilitiesAndStockholdersEquity $ 522,890us-gaap_LiabilitiesAndStockholdersEquity