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Other Borrowings | 6 Months Ended
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Jun. 30, 2015
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Other Borrowings | Note 6. Other Borrowings The Bank had unused lines of credit totaling $154.3 million and $121.1 million available with non-affiliated banks at June 30, 2015 and December 31, 2014, respectively. These amounts primarily consist of a blanket floating lien agreement with the Federal Home Loan Bank of Atlanta in which the Bank can borrow up to 19% of its total assets. The unused line of credit with FHLB totaled $109.1 million at June 30, 2015. The Bank had a letter of credit from the FHLB totaling $23.0 million at June 30, 2015 and December 31, 2014. The Bank had collateral pledged on the borrowing line and the letter of credit at June 30, 2015 and December 31, 2014 including real estate loans totaling $103.8 million and $101.9 million, respectively, and Federal Home Loan Bank stock with a book value of $466 thousand and $470 thousand, respectively. At June 30, 2015 and December 31, 2014, the Bank had a note payable totaling $13 and $26 thousand, respectively, secured by a deed of trust, for land purchased to construct a banking office, which requires monthly payments of $2 thousand and matures January 3, 2016. The fixed interest rate on this loan was 4.00%.

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