XML 42 R31.htm IDEA: XBRL DOCUMENT v3.3.0.814
Capital Requirements (Tables)
9 Months Ended
Sep. 30, 2015
Banking and Thrift [Abstract]  
Comparison of Capital of Bank with Minimum Regulatory Guidelines

A comparison of the capital of the Bank at September 30, 2015 and December 31, 2014 with the minimum regulatory guidelines were as follows (dollars in thousands):

 

     Actual     Minimum Capital
Requirement
    Minimum
To Be Well
Capitalized Under
Prompt Corrective
Action Provisions
 
     Amount      Ratio     Amount      Ratio     Amount      Ratio  

September 30, 2015:

               

Total Capital (to Risk-Weighted Assets)

   $ 60,232         14.59   $ 33,032         8.00   $ 41,290         10.00

Tier 1 Capital (to Risk-Weighted Assets)

   $ 55,066         13.34   $ 24,774         6.00   $ 33,032         8.00

Common Equity Tier 1 Capital (to Risk-Weighted Assets)

   $ 55,066         13.34   $ 18,580         4.50   $ 26,838         6.50

Tier 1 Capital (to Average Assets)

   $ 55,066         7.99   $ 27,581         4.00   $ 34,476         5.00

December 31, 2014:

               

Total Capital (to Risk-Weighted Assets)

   $ 71,941         19.14   $ 30,077         8.00   $ 37,596         10.00

Tier 1 Capital (to Risk-Weighted Assets)

   $ 67,217         17.88   $ 15,038         4.00   $ 22,557         6.00

Tier 1 Capital (to Average Assets)

   $ 67,217         12.90   $ 20,841         4.00   $ 26,051         5.00