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Other Borrowings | 12 Months Ended
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Dec. 31, 2015
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Other Borrowings | Note 8. Other Borrowings The Bank had unused lines of credit totaling $128.1 million and $121.1 million available with non-affiliated banks at December 31, 2015 and 2014, respectively. These amounts primarily consist of a blanket floating lien agreement with the Federal Home Loan Bank of Atlanta in which the Bank can borrow up to 19% of its total assets. The unused line of credit with FHLB totaled $83.6 million at December 31, 2015. The Bank had collateral pledged on the borrowing line at December 31, 2015, including real estate loans totaling $105.1 million and Federal Home Loan Bank stock of $466 thousand. The Bank also had a letter of credit from the FHLB totaling $23.0 million at December 31, 2014, which was terminated by the Bank on September 1, 2015. The Bank had collateral pledged on the borrowing line and letter of credit at December 31, 2014, including real estate loans totaling $101.9 million and Federal Home Loan Bank stock of $470 thousand. At December 31, 2014, the Bank had a note payable totaling $26 thousand, secured by a deed of trust, for land purchased to construct a banking office, which was paid-off by the Bank on December 17, 2015. The note required monthly payments of $2 thousand. The fixed interest rate on this loan was 4.00%.

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