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Loans (Tables)

12 Months Ended

Dec. 31, 2015

Receivables [Abstract]

Summary of Loans

Loans at December 31, 2015 and 2014 are summarized as follows (in thousands):

		2015				2014
Real estate loans:
Construction and land development		$	33,135			$	29,475
Secured by 1-4 family residential			189,286				163,727
Other real estate			181,447				151,802
Commercial and industrial loans			24,048				21,166
Consumer and other loans			11,083				12,240
Total loans		$	438,999			$	378,410
Allowance for loan losses			(5,524	)			(6,718	)
Loans, net		$	433,475			$	371,692

Summary of Loan Classes and an Aging of Past Due Loans

The following tables provide a summary of loan classes and an aging of past due loans as of December 31, 2015 and 2014 (in thousands):

		December 31, 2015
		30-59 Days Past Due				60-89 Days Past Due				> 90 Days Past Due				Total Past Due				Current				Total Loans				Non- Accrual Loans				90 Days or More Past Due and Accruing
Real estate loans:
Construction and land development		$	—			$	—			$	—			$	—			$	33,135			$	33,135			$	1,269			$	—
1-4 family residential			635				18				264				917				188,369				189,286				346				—
Other real estate loans			387				358				790				1,535				179,912				181,447				2,145				—
Commercial and industrial			—				—				92				92				23,956				24,048				94				92
Consumer and other loans			20				—				—				20				11,063				11,083				—				—
Total		$	1,042			$	376			$	1,146			$	2,564			$	436,435			$	438,999			$	3,854			$	92
		December 31, 2014
		30-59 Days Past Due				60-89 Days Past Due				> 90 Days Past Due				Total Past Due				Current				Total Loans				Non- Accrual Loans				90 Days or More Past Due and Accruing
Real estate loans:
Construction and land development		$	2,441			$	71			$	—			$	2,512			$	26,963			$	29,475			$	1,787			$	—
1-4 family residential			504				323				754				1,581				162,146				163,727				1,342				—
Other real estate loans			554				800				2,519				3,873				147,929				151,802				4,756				—
Commercial and industrial			10				106				—				116				21,050				21,166				115				—
Consumer and other loans			14				—				—				14				12,226				12,240				—				—
Total		$	3,523			$	1,300			$	3,273			$	8,096			$	370,314			$	378,410			$	8,000			$	—

Analysis of the Credit Risk Profile of Each Loan Class

The following tables provide an analysis of the credit risk profile of each loan class as of December 31, 2015 and 2014 (in thousands):

		December 31, 2015
		Pass				Special Mention				Substandard				Doubtful				Total
Real estate loans:
Construction and land development		$	26,371			$	2,587			$	4,177			$	—			$	33,135
Secured by 1-4 family residential			182,595				3,376				3,315				—				189,286
Other real estate loans			165,310				9,977				6,160				—				181,447
Commercial and industrial			23,351				432				265				—				24,048
Consumer and other loans			11,083				—				—				—				11,083
Total		$	408,710			$	16,372			$	13,917			$	—			$	438,999
		December 31, 2014
		Pass				Special Mention				Substandard				Doubtful				Total
Real estate loans:
Construction and land development		$	20,476			$	2,962			$	6,037			$	—			$	29,475
Secured by 1-4 family residential			152,004				5,058				6,665				—				163,727
Other real estate loans			126,211				14,776				10,815				—				151,802
Commercial and industrial			20,428				463				275				—				21,166
Consumer and other loans			12,240				—				—				—				12,240
Total		$	331,359			$	23,259			$	23,792			$	—			$	378,410

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- Definition

Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 55
-Paragraph 19
-URI http://asc.fasb.org/extlink&oid=32702940&loc=SL6953803-111525

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 29
-URI http://asc.fasb.org/extlink&oid=49124121&loc=SL6953659-111524

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- Definition

Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 7
-URI http://asc.fasb.org/extlink&oid=49124121&loc=d3e5111-111524

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 7A
-URI http://asc.fasb.org/extlink&oid=49124121&loc=SL6953401-111524

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- Definition

Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 210
-SubTopic 10
-Section S99
-Paragraph 1
-Subparagraph (SX 210.5-02.3,4)
-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

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