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Consolidated Statements of Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2015
Dec. 31, 2014
Interest and Dividend Income    
Interest and fees on loans $ 19,138 $ 17,777
Interest on deposits in banks 197 38
Interest and dividends on securities:    
Taxable interest 2,358 2,144
Tax-exempt interest 395 358
Dividends 77 82
Total interest and dividend income 22,165 20,399
Interest Expense    
Interest on deposits 1,150 1,442
Interest on federal funds purchased 2 3
Interest on subordinated debt 62  
Interest on junior subordinated debt 224 218
Interest on other borrowings 3 115
Total interest expense 1,441 1,778
Net interest income 20,724 18,621
Recovery of loan losses (100) (3,850)
Net interest income after recovery of loan losses 20,824 22,471
Noninterest Income    
Service charges on deposit accounts 3,042 2,572
ATM and check card fees 1,895 1,419
Wealth management fees 1,975 1,915
Fees for other customer services 606 397
Income from bank owned life insurance 373 367
Net (losses) gains on calls and sales of securities available for sale (55) 696
Net gains on sale of loans 201 20
Bargain purchase gain 201  
Other operating income 104 58
Total noninterest income 8,342 7,444
Noninterest Expense    
Salaries and employee benefits 13,850 10,586
Occupancy 1,452 1,211
Equipment 1,501 1,191
Marketing 530 426
Supplies 783 333
Legal and professional fees 1,336 1,019
ATM and check card fees 781 661
FDIC assessment 384 454
Bank franchise tax 513 410
Telecommunications expense 436 300
Data processing expense 700 518
Postage expense 341 189
Amortization expense 642 16
Other real estate owned expense (income), net 352 (213)
Net loss on disposal of premises and equipment   2
Other operating expense 1,954 1,682
Total noninterest expense 25,555 18,785
Income before income taxes 3,611 11,130
Income tax expense 956 3,499
Net income 2,655 7,631
Effective dividend and accretion on preferred stock 1,113 1,138
Net income available to common shareholders $ 1,542 $ 6,493
Earnings per common share    
Basic $ 0.31 $ 1.32
Diluted $ 0.31 $ 1.32