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Consolidated Balance Sheets - USD ($)
$ in Thousands
Mar. 31, 2016
Dec. 31, 2015
 [1]
Assets    
Cash and due from banks $ 10,250 $ 8,247
Interest-bearing deposits in banks 29,077 31,087
Securities available for sale, at fair value 99,019 105,559
Securities held to maturity, at carrying value (fair value, 2016, $65,568; 2015, $66,438) 64,963 66,519
Restricted securities, at cost 1,548 1,391
Loans held for sale 523 323
Loans, net of allowance for loan losses, 2016, $5,520; 2015, $5,524 448,556 433,475
Other real estate owned, net of valuation allowance, 2016, $154; 2015, $224 2,112 2,679
Premises and equipment, net 21,366 21,389
Accrued interest receivable 1,741 1,661
Bank owned life insurance 13,828 11,742
Core deposit intangibles, net 2,115 2,322
Other assets 5,945 5,927
Total assets 701,043 692,321
Deposits:    
Noninterest-bearing demand deposits 161,783 157,070
Savings and interest-bearing demand deposits 334,599 328,945
Time deposits 136,736 141,101
Total deposits 633,118 627,116
Subordinated debt 4,917 4,913
Junior subordinated debt 9,279 9,279
Accrued interest payable and other liabilities 6,029 5,060
Total liabilities 653,343 646,368
Shareholders' Equity    
Common stock, par value $1.25 per share; authorized 8,000,000 shares; issued and outstanding, 2016, 4,924,539 shares; 2015, 4,916,130 shares 6,156 6,145
Surplus 6,996 6,956
Retained earnings 35,391 34,440
Accumulated other comprehensive loss, net (843) (1,588)
Total shareholders' equity 47,700 45,953
Total liabilities and shareholders' equity $ 701,043 $ 692,321
[1] Derived from audited consolidated financial statements.