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Loans (Tables)

6 Months Ended

Jun. 30, 2016

Receivables [Abstract]

Summary of Loans

Loans at June 30, 2016 and December 31, 2015 are summarized as follows (in thousands):

		June 30, 2016				December 31, 2015
Real estate loans:
Construction and land development		$	33,232			$	33,135
Secured by 1-4 family residential			196,295				189,286
Other real estate loans			200,162				181,447
Commercial and industrial loans			24,721				24,048
Consumer and other loans			11,136				11,083
Total loans		$	465,546			$	438,999
Allowance for loan losses			(5,734	)			(5,524	)
Loans, net		$	459,812			$	433,475

Summary of Loan Classes and an Aging of Past Due Loans

The following tables provide a summary of loan classes and an aging of past due loans as of June 30, 2016 and December 31, 2015 (in thousands):

		June 30, 2016
		30-59 Days Past Due				60-89 Days Past Due				> 90 Days Past Due				Total Past Due				Current				Total Loans				Non-accrual Loans				90 Days or More Past Due and Accruing
Real estate loans:
Construction and land development		$	111			$	126			$	—			$	237			$	32,995			$	33,232			$	1,539			$	—
Secured by 1-4 family residential			768				202				269				1,239				195,056				196,295				345				—
Other real estate loans			331				590				125				1,046				199,116				200,162				2,089				—
Commercial and industrial			9				34				8				51				24,670				24,721				84				8
Consumer and other loans			14				—				3				17				11,119				11,136				—				3
Total		$	1,233			$	952			$	405			$	2,590			$	462,956			$	465,546			$	4,057			$	11

		December 31, 2015
		30-59 Days Past Due				60-89 Days Past Due				> 90 Days Past Due				Total Past Due				Current				Total Loans				Non-accrual Loans				90 Days or More Past Due and Accruing
Real estate loans:
Construction and land development		$	—			$	—			$	—			$	—			$	33,135			$	33,135			$	1,269			$	—
Secured by 1-4 family residential			635				18				264				917				188,369				189,286				346				—
Other real estate loans			387				358				790				1,535				179,912				181,447				2,145				—
Commercial and industrial			—				—				92				92				23,956				24,048				94				92
Consumer and other loans			20				—				—				20				11,063				11,083				—				—
Total		$	1,042			$	376			$	1,146			$	2,564			$	436,435			$	438,999			$	3,854			$	92

Analysis of the Credit Risk Profile of Each Loan Class

The following tables provide an analysis of the credit risk profile of each loan class as of June 30, 2016 and December 31, 2015 (in thousands):

		June 30, 2016
		Pass				Special Mention				Substandard				Doubtful				Total
Real estate loans:
Construction and land development		$	27,121			$	2,095			$	4,016			$	—			$	33,232
Secured by 1-4 family residential			190,518				2,566				3,211				—				196,295
Other real estate loans			185,740				8,330				6,092				—				200,162
Commercial and industrial			24,166				401				154				—				24,721
Consumer and other loans			11,136				—				—				—				11,136
Total		$	438,681			$	13,392			$	13,473			$	—			$	465,546
		December 31, 2015
		Pass				Special Mention				Substandard				Doubtful				Total
Real estate loans:
Construction and land development		$	26,371			$	2,587			$	4,177			$	—			$	33,135
Secured by 1-4 family residential			182,595				3,376				3,315				—				189,286
Other real estate loans			165,310				9,977				6,160				—				181,447
Commercial and industrial			23,351				432				265				—				24,048
Consumer and other loans			11,083				—				—				—				11,083
Total		$	408,710			$	16,372			$	13,917			$	—			$	438,999

X

- Definition

Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 55
-Paragraph 19
-URI http://asc.fasb.org/extlink&oid=32702940&loc=SL6953803-111525

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 29
-URI http://asc.fasb.org/extlink&oid=66008989&loc=SL6953659-111524

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- Definition

Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 7
-URI http://asc.fasb.org/extlink&oid=66008989&loc=d3e5111-111524

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 7A
-URI http://asc.fasb.org/extlink&oid=66008989&loc=SL6953401-111524

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- Definition

Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 210
-SubTopic 10
-Section S99
-Paragraph 1
-Subparagraph (SX 210.5-02.3,4)
-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

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