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Consolidated Balance Sheets - USD ($)
$ in Thousands
Sep. 30, 2016
Dec. 31, 2015
 [1]
Assets    
Cash and due from banks $ 8,955 $ 8,247
Interest-bearing deposits in banks 47,902 31,087
Securities available for sale, at fair value 88,323 105,559
Securities held to maturity, at carrying value (fair value, 2016, $56,305; 2015, $66,438) 55,263 66,519
Restricted securities, at cost 1,548 1,391
Loans held for sale 1,053 323
Loans, net of allowance for loan losses, 2016, $5,610; 2015, $5,524 465,224 433,475
Other real estate owned, net of valuation allowance, 2016, $0; 2015, $224 250 2,679
Premises and equipment, net 20,852 21,389
Accrued interest receivable 1,631 1,661
Bank owned life insurance 13,808 11,742
Core deposit intangibles, net 1,730 2,322
Other assets 6,133 5,927
Total assets 712,672 692,321
Deposits:    
Noninterest-bearing demand deposits 168,204 157,070
Savings and interest-bearing demand deposits 340,884 328,945
Time deposits 131,654 141,101
Total deposits 640,742 627,116
Subordinated debt 4,926 4,913
Junior subordinated debt 9,279 9,279
Accrued interest payable and other liabilities 6,742 5,060
Total liabilities 661,689 646,368
Shareholders' Equity    
Preferred stock, par value $1.25 per share; authorized 1,000,000 shares; none issued and outstanding
Common stock, par value $1.25 per share; authorized 8,000,000 shares; issued and outstanding, 2016, 4,926,546 shares; 2015, 4,916,130 shares 6,158 6,145
Surplus 7,046 6,956
Retained earnings 38,223 34,440
Accumulated other comprehensive loss, net (444) (1,588)
Total shareholders' equity 50,983 45,953
Total liabilities and shareholders' equity $ 712,672 $ 692,321
[1] Derived from audited consolidated financial statements.