XML 18 R2.htm IDEA: XBRL DOCUMENT v3.7.0.1
Consolidated Balance Sheets - USD ($)
$ in Thousands
Dec. 31, 2016
Dec. 31, 2015
Assets    
Cash and due from banks $ 10,106 $ 8,247
Interest-bearing deposits in banks 30,986 31,087
Securities available for sale, at fair value 94,802 105,559
Securities held to maturity, at carrying value (fair value, 2016, $52,709; 2015, $66,438) 53,398 66,519
Restricted securities, at cost 1,548 1,391
Loans held for sale 337 323
Loans, net of allowance for loan losses, 2016, $5,321, 2015, $5,524 480,746 433,475
Other real estate owned, net of valuation allowance, 2016, $0, 2015, $224 250 2,679
Premises and equipment, net 20,785 21,389
Accrued interest receivable 1,746 1,661
Bank owned life insurance 13,928 11,742
Core deposit intangibles, net 1,551 2,322
Other assets 5,817 5,927
Total assets 716,000 692,321
Deposits:    
Noninterest-bearing demand deposits 168,076 157,070
Savings and interest-bearing demand deposits 349,067 328,945
Time deposits 128,427 141,101
Total deposits 645,570 627,116
Subordinated debt 4,930 4,913
Junior subordinated debt 9,279 9,279
Accrued interest payable and other liabilities 4,070 5,060
Total liabilities 663,849 646,368
Shareholders' Equity    
Preferred stock, par value $1.25 per share; authorized 1,000,000 shares; none issued and outstanding
Common stock, par value $1.25 per share; authorized 8,000,000 shares; issued and outstanding, 2016, 4,929,403 shares, 2015, 4,916,130 shares 6,162 6,145
Surplus 7,093 6,956
Retained earnings 39,756 34,440
Accumulated other comprehensive loss, net (860) (1,588)
Total shareholders' equity 52,151 45,953
Total liabilities and shareholders' equity $ 716,000 $ 692,321