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Loans (Tables) | 3 Months Ended
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Mar. 31, 2017
Receivables [Abstract] |
Summary of Loans | Loans at March 31, 2017 and December 31, 2016 are summarized as follows (in thousands):
|  | March 31, 2017 |  |  | December 31, 2016 |
Real estate loans: |  |  |  |  |  |  |  |
Construction and land development |  | $ | 36,024 |  |  | $ | 34,699 |
Secured by 1-4 family residential |  |  | 205,623 |  |  |  | 198,763 |
Other real estate loans |  |  | 216,591 |  |  |  | 211,210 |
Commercial and industrial loans |  |  | 29,192 |  |  |  | 29,981 |
Consumer and other loans |  |  | 10,340 |  |  |  | 11,414 |
Total loans |  | $ | 497,770 |  |  | $ | 486,067 |
Allowance for loan losses |  |  | (5,451 | ) |  |  | (5,321 | )
Loans, net |  | $ | 492,319 |  |  | $ | 480,746 |
Summary of Loan Classes and an Aging of Past Due Loans | The following tables provide a summary of loan classes and an aging of past due loans as of March 31, 2017 and December 31, 2016 (in thousands):
|  | March 31, 2017 |
|  | 30-59 Days Past Due |  |  | 60-89 Days Past Due |  |  | > 90 Days Past Due |  |  | Total Past Due |  |  | Current |  |  | Total Loans |  |  | Non-accrual Loans |  |  | 90 Days or More Past Due and Accruing |
Real estate loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction and land development |  | $ | 504 |  |  | $ | 41 |  |  | $ | — |  |  | $ | 545 |  |  | $ | 35,479 |  |  | $ | 36,024 |  |  | $ | 1,134 |  |  | $ | — |
Secured by 1-4 family residential |  |  | 678 |  |  |  | 494 |  |  |  | 149 |  |  |  | 1,321 |  |  |  | 204,302 |  |  |  | 205,623 |  |  |  | 389 |  |  |  | 33 |
Other real estate loans |  |  | 254 |  |  |  | 538 |  |  |  | 86 |  |  |  | 878 |  |  |  | 215,713 |  |  |  | 216,591 |  |  |  | 73 |  |  |  | 86 |
Commercial and industrial |  |  | — |  |  |  | 26 |  |  |  | — |  |  |  | 26 |  |  |  | 29,166 |  |  |  | 29,192 |  |  |  | — |  |  |  | — |
Consumer and other loans |  |  | 40 |  |  |  | 31 |  |  |  | — |  |  |  | 71 |  |  |  | 10,269 |  |  |  | 10,340 |  |  |  | — |  |  |  | — |
Total |  | $ | 1,476 |  |  | $ | 1,130 |  |  | $ | 235 |  |  | $ | 2,841 |  |  | $ | 494,929 |  |  | $ | 497,770 |  |  | $ | 1,596 |  |  | $ | 119 |
|  | December 31, 2016 |
|  | 30-59 Days Past Due |  |  | 60-89 Days Past Due |  |  | > 90 Days Past Due |  |  | Total Past Due |  |  | Current |  |  | Total Loans |  |  | Non-accrual Loans |  |  | 90 Days or More Past Due and Accruing |
Real estate loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction and land development |  | $ | — |  |  | $ | 40 |  |  | $ | — |  |  | $ | 40 |  |  | $ | 34,659 |  |  | $ | 34,699 |  |  | $ | 1,033 |  |  | $ | — |
Secured by 1-4 family residential |  |  | 980 |  |  |  | 170 |  |  |  | 410 |  |  |  | 1,560 |  |  |  | 197,203 |  |  |  | 198,763 |  |  |  | 413 |  |  |  | 84 |
Other real estate loans |  |  | 321 |  |  |  | 701 |  |  |  | — |  |  |  | 1,022 |  |  |  | 210,188 |  |  |  | 211,210 |  |  |  | 74 |  |  |  | — |
Commercial and industrial |  |  | 36 |  |  |  | 309 |  |  |  | 32 |  |  |  | 377 |  |  |  | 29,604 |  |  |  | 29,981 |  |  |  | — |  |  |  | 32 |
Consumer and other loans |  |  | 19 |  |  |  | 7 |  |  |  | — |  |  |  | 26 |  |  |  | 11,388 |  |  |  | 11,414 |  |  |  | — |  |  |  | — |
Total |  | $ | 1,356 |  |  | $ | 1,227 |  |  | $ | 442 |  |  | $ | 3,025 |  |  | $ | 483,042 |  |  | $ | 486,067 |  |  | $ | 1,520 |  |  | $ | 116 |
Analysis of the Credit Risk Profile of Each Loan Class | The following tables provide an analysis of the credit risk profile of each loan class as of March 31, 2017 and December 31, 2016 (in thousands):
|  | March 31, 2017 |
|  | Pass |  |  | Special Mention |  |  | Substandard |  |  | Doubtful |  |  | Total |
Real estate loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction and land development |  | $ | 30,522 |  |  | $ | 2,267 |  |  | $ | 3,235 |  |  | $ | — |  |  | $ | 36,024 |
Secured by 1-4 family residential |  |  | 200,347 |  |  |  | 3,319 |  |  |  | 1,957 |  |  |  | — |  |  |  | 205,623 |
Other real estate loans |  |  | 205,504 |  |  |  | 6,933 |  |  |  | 4,154 |  |  |  | — |  |  |  | 216,591 |
Commercial and industrial |  |  | 28,689 |  |  |  | 377 |  |  |  | 126 |  |  |  | — |  |  |  | 29,192 |
Consumer and other loans |  |  | 10,340 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 10,340 |
Total |  | $ | 475,402 |  |  | $ | 12,896 |  |  | $ | 9,472 |  |  | $ | — |  |  | $ | 497,770 |
|  | December 31, 2016 |
|  | Pass |  |  | Special Mention |  |  | Substandard |  |  | Doubtful |  |  | Total |
Real estate loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction and land development |  | $ | 29,416 |  |  | $ | 2,402 |  |  | $ | 2,881 |  |  | $ | — |  |  | $ | 34,699 |
Secured by 1-4 family residential |  |  | 193,395 |  |  |  | 3,295 |  |  |  | 2,073 |  |  |  | — |  |  |  | 198,763 |
Other real estate loans |  |  | 200,009 |  |  |  | 6,990 |  |  |  | 4,211 |  |  |  | — |  |  |  | 211,210 |
Commercial and industrial |  |  | 29,456 |  |  |  | 386 |  |  |  | 139 |  |  |  | — |  |  |  | 29,981 |
Consumer and other loans |  |  | 11,414 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 11,414 |
Total |  | $ | 463,690 |  |  | $ | 13,073 |  |  | $ | 9,304 |  |  | $ | — |  |  | $ | 486,067 |

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- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 55 -Paragraph 19 -URI http://asc.fasb.org/extlink&oid=32702940&loc=SL6953803-111525 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 29 -URI http://asc.fasb.org/extlink&oid=66008989&loc=SL6953659-111524 + Details
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- Definition Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=66008989&loc=d3e5111-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7A -URI http://asc.fasb.org/extlink&oid=66008989&loc=SL6953401-111524 + Details
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- Definition Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.3,4) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 + Details
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