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Loans (Tables)

3 Months Ended

Mar. 31, 2017

Receivables [Abstract]

Summary of Loans

Loans at March 31, 2017 and December 31, 2016 are summarized as follows (in thousands):

		March 31, 2017				December 31, 2016
Real estate loans:
Construction and land development		$	36,024			$	34,699
Secured by 1-4 family residential			205,623				198,763
Other real estate loans			216,591				211,210
Commercial and industrial loans			29,192				29,981
Consumer and other loans			10,340				11,414
Total loans		$	497,770			$	486,067
Allowance for loan losses			(5,451	)			(5,321	)
Loans, net		$	492,319			$	480,746

Summary of Loan Classes and an Aging of Past Due Loans

The following tables provide a summary of loan classes and an aging of past due loans as of March 31, 2017 and December 31, 2016 (in thousands):

		March 31, 2017
		30-59 Days Past Due				60-89 Days Past Due				> 90 Days Past Due				Total Past Due				Current				Total Loans				Non-accrual Loans				90 Days or More Past Due and Accruing
Real estate loans:
Construction and land development		$	504			$	41			$	—			$	545			$	35,479			$	36,024			$	1,134			$	—
Secured by 1-4 family residential			678				494				149				1,321				204,302				205,623				389				33
Other real estate loans			254				538				86				878				215,713				216,591				73				86
Commercial and industrial			—				26				—				26				29,166				29,192				—				—
Consumer and other loans			40				31				—				71				10,269				10,340				—				—
Total		$	1,476			$	1,130			$	235			$	2,841			$	494,929			$	497,770			$	1,596			$	119

		December 31, 2016
		30-59 Days Past Due				60-89 Days Past Due				> 90 Days Past Due				Total Past Due				Current				Total Loans				Non-accrual Loans				90 Days or More Past Due and Accruing
Real estate loans:
Construction and land development		$	—			$	40			$	—			$	40			$	34,659			$	34,699			$	1,033			$	—
Secured by 1-4 family residential			980				170				410				1,560				197,203				198,763				413				84
Other real estate loans			321				701				—				1,022				210,188				211,210				74				—
Commercial and industrial			36				309				32				377				29,604				29,981				—				32
Consumer and other loans			19				7				—				26				11,388				11,414				—				—
Total		$	1,356			$	1,227			$	442			$	3,025			$	483,042			$	486,067			$	1,520			$	116

Analysis of the Credit Risk Profile of Each Loan Class

The following tables provide an analysis of the credit risk profile of each loan class as of March 31, 2017 and December 31, 2016 (in thousands):

		March 31, 2017
		Pass				Special Mention				Substandard				Doubtful				Total
Real estate loans:
Construction and land development		$	30,522			$	2,267			$	3,235			$	—			$	36,024
Secured by 1-4 family residential			200,347				3,319				1,957				—				205,623
Other real estate loans			205,504				6,933				4,154				—				216,591
Commercial and industrial			28,689				377				126				—				29,192
Consumer and other loans			10,340				—				—				—				10,340
Total		$	475,402			$	12,896			$	9,472			$	—			$	497,770
		December 31, 2016
		Pass				Special Mention				Substandard				Doubtful				Total
Real estate loans:
Construction and land development		$	29,416			$	2,402			$	2,881			$	—			$	34,699
Secured by 1-4 family residential			193,395				3,295				2,073				—				198,763
Other real estate loans			200,009				6,990				4,211				—				211,210
Commercial and industrial			29,456				386				139				—				29,981
Consumer and other loans			11,414				—				—				—				11,414
Total		$	463,690			$	13,073			$	9,304			$	—			$	486,067

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- Definition

Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 55
-Paragraph 19
-URI http://asc.fasb.org/extlink&oid=32702940&loc=SL6953803-111525

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 29
-URI http://asc.fasb.org/extlink&oid=66008989&loc=SL6953659-111524

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- Definition

Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 7
-URI http://asc.fasb.org/extlink&oid=66008989&loc=d3e5111-111524

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 7A
-URI http://asc.fasb.org/extlink&oid=66008989&loc=SL6953401-111524

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- Definition

Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 210
-SubTopic 10
-Section S99
-Paragraph 1
-Subparagraph (SX 210.5-02.3,4)
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