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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2017
Mar. 31, 2016
Interest and Dividend Income    
Interest and fees on loans $ 5,646 $ 5,236
Interest on deposits in banks 61 48
Interest and dividends on securities:    
Taxable interest 662 741
Tax-exempt interest 143 147
Dividends 20 19
Total interest and dividend income 6,532 6,191
Interest Expense    
Interest on deposits 383 333
Interest on federal funds purchased   3
Interest on subordinated debt 89 90
Interest on junior subordinated debt 68 61
Interest on other borrowings   5
Total interest expense 540 492
Net interest income 5,992 5,699
Provision for loan losses 0 0
Net interest income after provision for loan losses 5,992 5,699
Noninterest Income    
Service charges on deposit accounts 755 780
ATM and check card fees 501 488
Wealth management fees 347 336
Fees for other customer services 140 147
Income from bank owned life insurance 85 86
Net gains on calls and sales of securities available for sale   6
Net gains on sale of loans 33 21
Other operating income 80 79
Total noninterest income 1,941 1,943
Noninterest Expense    
Salaries and employee benefits 3,242 3,444
Occupancy 367 424
Equipment 408 432
Marketing 136 107
Supplies 91 101
Legal and professional fees 197 311
ATM and check card fees 162 205
FDIC assessment 79 122
Bank franchise tax 104 103
Telecommunications expense 110 114
Data processing expense 150 128
Postage expense 61 69
Amortization expense 169 207
Other real estate owned expense (income), net 2 (72)
Other operating expense 473 422
Total noninterest expense 5,751 6,117
Income before income taxes 2,182 1,525
Income tax expense 639 426
Net income $ 1,543 $ 1,099
Earnings per common share    
Basic $ 0.31 $ 0.22
Diluted $ 0.31 $ 0.22