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Loans (Tables)

6 Months Ended

Jun. 30, 2017

Receivables [Abstract]

Summary of Loans

Loans at June 30, 2017 and December 31, 2016 are summarized as follows (in thousands):

	June 30, 2017				December 31, 2016
Real estate loans:
Construction and land development	$	36,783			$	34,699
Secured by 1-4 family residential	205,114				198,763
Other real estate loans	215,742				211,210
Commercial and industrial loans	31,201				29,981
Consumer and other loans	14,993				11,414
Total loans	$	503,833			$	486,067
Allowance for loan losses	(5,444		)		(5,321		)
Loans, net	$	498,389			$	480,746

Summary of Loan Classes and an Aging of Past Due Loans

The following tables provide a summary of loan classes and an aging of past due loans as of June 30, 2017 and December 31, 2016 (in thousands):

	June 30, 2017
	30-59 Days Past Due				60-89 Days Past Due				> 90 Days Past Due				Total Past Due				Current				Total Loans				Non-accrual Loans				90 Days or More Past Due and Accruing
Real estate loans:
Construction and land development	$	—			$	157			$	—			$	157			$	36,626			$	36,783			$	730			$	—
Secured by 1-4 family residential	231				272				609				1,112				204,002				205,114				724				151
Other real estate loans	365				251				459				1,075				214,667				215,742				459				—
Commercial and industrial	29				23				—				52				31,149				31,201				—				—
Consumer and other loans	41				—				—				41				14,952				14,993				—				—
Total	$	666			$	703			$	1,068			$	2,437			$	501,396			$	503,833			$	1,913			$	151

	December 31, 2016
	30-59 Days Past Due				60-89 Days Past Due				> 90 Days Past Due				Total Past Due				Current				Total Loans				Non-accrual Loans				90 Days or More Past Due and Accruing
Real estate loans:
Construction and land development	$	—			$	40			$	—			$	40			$	34,659			$	34,699			$	1,033			$	—
Secured by 1-4 family residential	980				170				410				1,560				197,203				198,763				413				84
Other real estate loans	321				701				—				1,022				210,188				211,210				74				—
Commercial and industrial	36				309				32				377				29,604				29,981				—				32
Consumer and other loans	19				7				—				26				11,388				11,414				—				—
Total	$	1,356			$	1,227			$	442			$	3,025			$	483,042			$	486,067			$	1,520			$	116

Analysis of the Credit Risk Profile of Each Loan Class

The following tables provide an analysis of the credit risk profile of each loan class as of June 30, 2017 and December 31, 2016 (in thousands):

	June 30, 2017
	Pass				Special Mention				Substandard				Doubtful				Total
Real estate loans:
Construction and land development	$	31,272			$	2,556			$	2,955			$	—			$	36,783
Secured by 1-4 family residential	200,446				2,388				2,280				—				205,114
Other real estate loans	204,820				5,066				5,856				—				215,742
Commercial and industrial	30,716				368				117				—				31,201
Consumer and other loans	14,993				—				—				—				14,993
Total	$	482,247			$	10,378			$	11,208			$	—			$	503,833
	December 31, 2016
	Pass				Special Mention				Substandard				Doubtful				Total
Real estate loans:
Construction and land development	$	29,416			$	2,402			$	2,881			$	—			$	34,699
Secured by 1-4 family residential	193,395				3,295				2,073				—				198,763
Other real estate loans	200,009				6,990				4,211				—				211,210
Commercial and industrial	29,456				386				139				—				29,981
Consumer and other loans	11,414				—				—				—				11,414
Total	$	463,690			$	13,073			$	9,304			$	—			$	486,067

X

- Definition

Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 55
-Paragraph 19
-URI http://asc.fasb.org/extlink&oid=32702940&loc=SL6953803-111525

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 29
-URI http://asc.fasb.org/extlink&oid=66008989&loc=SL6953659-111524

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- Definition

Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 7
-URI http://asc.fasb.org/extlink&oid=66008989&loc=d3e5111-111524

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 7A
-URI http://asc.fasb.org/extlink&oid=66008989&loc=SL6953401-111524

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- Definition

Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 210
-SubTopic 10
-Section S99
-Paragraph 1
-Subparagraph (SX 210.5-02.3,4)
-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

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