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Loans (Tables)

9 Months Ended

Sep. 30, 2017

Receivables [Abstract]

Summary of Loans

Loans at September 30, 2017 and December 31, 2016 are summarized as follows (in thousands):

	September 30, 2017				December 31, 2016
Real estate loans:
Construction and land development	$	37,182			$	34,699
Secured by 1-4 family residential	203,896				198,763
Other real estate loans	222,154				211,210
Commercial and industrial loans	34,447				29,981
Consumer and other loans	17,028				11,414
Total loans	$	514,707			$	486,067
Allowance for loan losses	(5,301		)		(5,321		)
Loans, net	$	509,406			$	480,746

Summary of Loan Classes and an Aging of Past Due Loans

The following tables provide a summary of loan classes and an aging of past due loans as of September 30, 2017 and December 31, 2016 (in thousands):

	September 30, 2017
	30-59 Days Past Due				60-89 Days Past Due				> 90 Days Past Due				Total Past Due				Current				Total Loans				Non-accrual Loans				90 Days or More Past Due and Accruing
Real estate loans:
Construction and land development	$	345			$	195			$	—			$	540			$	36,642			$	37,182			$	1,081			$	—
Secured by 1-4 family residential	468				131				430				1,029				202,867				203,896				610				51
Other real estate loans	562				587				—				1,149				221,005				222,154				430				—
Commercial and industrial	—				29				35				64				34,383				34,447				—				35
Consumer and other loans	74				—				3				77				16,951				17,028				—				3
Total	$	1,449			$	942			$	468			$	2,859			$	511,848			$	514,707			$	2,121			$	89

	December 31, 2016
	30-59 Days Past Due				60-89 Days Past Due				> 90 Days Past Due				Total Past Due				Current				Total Loans				Non-accrual Loans				90 Days or More Past Due and Accruing
Real estate loans:
Construction and land development	$	—			$	40			$	—			$	40			$	34,659			$	34,699			$	1,033			$	—
Secured by 1-4 family residential	980				170				410				1,560				197,203				198,763				413				84
Other real estate loans	321				701				—				1,022				210,188				211,210				74				—
Commercial and industrial	36				309				32				377				29,604				29,981				—				32
Consumer and other loans	19				7				—				26				11,388				11,414				—				—
Total	$	1,356			$	1,227			$	442			$	3,025			$	483,042			$	486,067			$	1,520			$	116

Analysis of the Credit Risk Profile of Each Loan Class

The following tables provide an analysis of the credit risk profile of each loan class as of September 30, 2017 and December 31, 2016 (in thousands):

	September 30, 2017
	Pass				Special Mention				Substandard				Doubtful				Total
Real estate loans:
Construction and land development	$	31,743			$	2,420			$	3,019			$	—			$	37,182
Secured by 1-4 family residential	199,297				2,171				2,428				—				203,896
Other real estate loans	211,342				5,028				5,784				—				222,154
Commercial and industrial	34,281				58				108				—				34,447
Consumer and other loans	17,028				—				—				—				17,028
Total	$	493,691			$	9,677			$	11,339			$	—			$	514,707
	December 31, 2016
	Pass				Special Mention				Substandard				Doubtful				Total
Real estate loans:
Construction and land development	$	29,416			$	2,402			$	2,881			$	—			$	34,699
Secured by 1-4 family residential	193,395				3,295				2,073				—				198,763
Other real estate loans	200,009				6,990				4,211				—				211,210
Commercial and industrial	29,456				386				139				—				29,981
Consumer and other loans	11,414				—				—				—				11,414
Total	$	463,690			$	13,073			$	9,304			$	—			$	486,067

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- Definition

Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 55
-Paragraph 19
-URI http://asc.fasb.org/extlink&oid=82894031&loc=SL6953803-111525

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 29
-URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953659-111524

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- Definition

Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 7
-URI http://asc.fasb.org/extlink&oid=84173941&loc=d3e5111-111524

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 7A
-URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953401-111524

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Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 210
-SubTopic 10
-Section S99
-Paragraph 1
-Subparagraph (SX 210.5-02.3,4)
-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

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