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Loans (Tables)

6 Months Ended

Jun. 30, 2018

Receivables [Abstract]

Summary of Loans

Loans at June 30, 2018 and December 31, 2017 are summarized as follows (in thousands):

	June 30, 2018				December 31, 2017
Real estate loans:
Construction and land development	$	37,350			$	35,927
Secured by 1-4 family residential	211,101				208,177
Other real estate loans	224,362				222,256
Commercial and industrial loans	40,943				38,763
Consumer and other loans	17,177				17,078
Total loans	$	530,933			$	522,201
Allowance for loan losses	(5,039		)		(5,326		)
Loans, net	$	525,894			$	516,875

Summary of Loan Classes and an Aging of Past Due Loans

The following tables provide a summary of loan classes and an aging of past due loans as of June 30, 2018 and December 31, 2017 (in thousands):

	June 30, 2018
	30-59 Days Past Due				60-89 Days Past Due				> 90 Days Past Due				Total Past Due				Current				Total Loans				Non-accrual Loans				90 Days or More Past Due and Accruing
Real estate loans:
Construction and land development	$	170			$	—			$	355			$	525			$	36,825			$	37,350			$	—			$	355
Secured by 1-4 family residential	1,218				292				359				1,869				209,232				211,101				375				76
Other real estate loans	1,426				319				1,587				3,332				221,030				224,362				1,755				—
Commercial and industrial	—				210				75				285				40,658				40,943				200				75
Consumer and other loans	88				53				43				184				16,993				17,177				—				43
Total	$	2,902			$	874			$	2,419			$	6,195			$	524,738			$	530,933			$	2,330			$	549

	December 31, 2017
	30-59 Days Past Due				60-89 Days Past Due				> 90 Days Past Due				Total Past Due				Current				Total Loans				Non-accrual Loans				90 Days or More Past Due and Accruing
Real estate loans:
Construction and land development	$	986			$	30			$	40			$	1,056			$	34,871			$	35,927			$	269			$	40
Secured by 1-4 family residential	606				203				148				957				207,220				208,177				267				106
Other real estate loans	2,042				170				10				2,222				220,034				222,256				401				10
Commercial and industrial	184				25				—				209				38,554				38,763				—				—
Consumer and other loans	51				49				27				127				16,951				17,078				—				27
Total	$	3,869			$	477			$	225			$	4,571			$	517,630			$	522,201			$	937			$	183

Analysis of the Credit Risk Profile of Each Loan Class

The following tables provide an analysis of the credit risk profile of each loan class as of June 30, 2018 and December 31, 2017 (in thousands):

	June 30, 2018
	Pass				Special Mention				Substandard				Doubtful				Total
Real estate loans:
Construction and land development	$	34,862			$	751			$	1,737			$	—			$	37,350
Secured by 1-4 family residential	207,451				1,896				1,754				—				211,101
Other real estate loans	220,695				1,314				2,353				—				224,362
Commercial and industrial	40,632				27				284				—				40,943
Consumer and other loans	17,177				—				—				—				17,177
Total	$	520,817			$	3,988			$	6,128			$	—			$	530,933
	December 31, 2017
	Pass				Special Mention				Substandard				Doubtful				Total
Real estate loans:
Construction and land development	$	31,553			$	2,268			$	2,106			$	—			$	35,927
Secured by 1-4 family residential	204,166				1,933				2,078				—				208,177
Other real estate loans	215,773				971				5,512				—				222,256
Commercial and industrial	38,606				53				104				—				38,763
Consumer and other loans	17,078				—				—				—				17,078
Total	$	507,176			$	5,225			$	9,800			$	—			$	522,201

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- Definition

Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 55
-Paragraph 19
-URI http://asc.fasb.org/extlink&oid=82894031&loc=SL6953803-111525

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 29
-URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953659-111524

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- Definition

Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 7
-URI http://asc.fasb.org/extlink&oid=84173941&loc=d3e5111-111524

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 7A
-URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953401-111524

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- Definition

Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 210
-SubTopic 10
-Section S99
-Paragraph 1
-Subparagraph (SX 210.5-02.3,4)
-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

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