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Allowance for Loan Losses (Tables)
 6 Months Ended
Jun. 30, 2018
Receivables [Abstract]  
Allowance by Impairment Methodology and Loans by Impairment Methodology
The following tables present, as of June 30, 2018, December 31, 2017 and June 30, 2017, the total allowance for loan losses, the allowance by impairment methodology, and loans by impairment methodology (in thousands):
 
June 30, 2018
 
Construction
and Land
Development
 
Secured by
1-4 Family
Residential
 
Other Real
Estate
 
Commercial
and
Industrial
 
Consumer
and Other
Loans
 
Total
Allowance for loan losses:
 
 
 
 
 
 
 
 
 
 
 
Beginning Balance, December 31, 2017
$
414

 
$
775

 
$
2,948

 
$
418

 
$
771

 
$
5,326

Charge-offs
—

 
(24
)
 
—

 
(8
)
 
(468
)
 
(500
)
Recoveries
—

 
8

 
1

 
5

 
99

 
113

Provision for (recovery of) loan losses
(8
)
 
32

 
(285
)
 
10

 
351

 
100

Ending Balance, June 30, 2018
$
406

 
$
791

 
$
2,664

 
$
425

 
$
753

 
$
5,039

Ending Balance:
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
—

 
—

 
—

 
—

 
—

 
—

Collectively evaluated for impairment
406

 
791

 
2,664

 
425

 
753

 
5,039

Loans:
 
 
 
 
 
 
 
 
 
 
 
Ending Balance
$
37,350

 
$
211,101

 
$
224,362

 
$
40,943

 
$
17,177

 
$
530,933

Individually evaluated for impairment
865

 
1,330

 
2,029

 
257

 
—

 
4,481

Collectively evaluated for impairment
36,485

 
209,771

 
222,333

 
40,686

 
17,177

 
526,452


 
December 31, 2017
 
Construction
and Land
Development
 
Secured by
1-4 Family
Residential
 
Other Real
Estate
 
Commercial
and
Industrial
 
Consumer
and Other
Loans
 
Total
Allowance for loan losses:
 
 
 
 
 
 
 
 
 
 
 
Beginning Balance, December 31, 2016
$
441

 
$
1,019

 
$
3,142

 
$
380

 
$
339

 
$
5,321

Charge-offs
—

 
(126
)
 
—

 
—

 
(607
)
 
(733
)
Recoveries
11

 
302

 
50

 
10

 
265

 
638

Provision for (recovery of) loan losses
(38
)
 
(420
)
 
(244
)
 
28

 
774

 
100

Ending Balance, December 31, 2017
$
414

 
$
775

 
$
2,948

 
$
418

 
$
771

 
$
5,326

Ending Balance:
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
—

 
—

 
—

 
—

 
—

 
—

Collectively evaluated for impairment
414

 
775

 
2,948

 
418

 
771

 
5,326

Loans:
 
 
 
 
 
 
 
 
 
 
 
Ending Balance
$
35,927

 
$
208,177

 
$
222,256

 
$
38,763

 
$
17,078

 
$
522,201

Individually evaluated for impairment
1,150

 
1,307

 
1,289

 
65

 
—

 
3,811

Collectively evaluated for impairment
34,777

 
206,870

 
220,967

 
38,698

 
17,078

 
518,390

 
 
June 30, 2017
 
Construction
and Land
Development
 
Secured by
1-4 Family
Residential
 
Other Real
Estate
 
Commercial
and
Industrial
 
Consumer
and Other
Loans
 
Total
Allowance for loan losses:
 
 
 
 
 
 
 
 
 
 
 
Beginning Balance, December 31, 2016
$
441

 
$
1,019

 
$
3,142

 
$
380

 
$
339

 
$
5,321

Charge-offs
—

 
(25
)
 
—

 
—

 
(242
)
 
(267
)
Recoveries
2

 
238

 
47

 
7

 
96

 
390

Provision for (recovery of) loan losses
39

 
(360
)
 
(115
)
 
(12
)
 
448

 
—

Ending Balance, June 30, 2017
$
482

 
$
872

 
$
3,074

 
$
375

 
$
641

 
$
5,444

Ending Balance:
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
—

 
57

 
—

 
—

 
—

 
57

Collectively evaluated for impairment
482

 
815

 
3,074

 
375

 
641

 
5,387

Loans:
 
 
 
 
 
 
 
 
 
 
 
Ending Balance
$
36,783

 
$
205,114

 
$
215,742

 
$
31,201

 
$
14,993

 
$
503,833

Individually evaluated for impairment
1,613

 
1,772

 
1,355

 
67

 
—

 
4,807

Collectively evaluated for impairment
35,170

 
203,342

 
214,387

 
31,134

 
14,993

 
499,026
Impaired Loans and Related Allowance
Impaired loans and the related allowance at June 30, 2018, December 31, 2017 and June 30, 2017, were as follows (in thousands):
 
June 30, 2018
 
Unpaid
Principal
Balance
 
Recorded
Investment
with No
Allowance
 
Recorded
Investment
with
Allowance
 
Total
Recorded
Investment
 
Related
Allowance
 
Average
Recorded
Investment
 
Interest
Income
Recognized
Real estate loans:
 
 
 
 
 
 
 
 
 
 
 
 
 
Construction and land development
$
984

 
$
865

 
$
—

 
$
865

 
$
—

 
$
1,063

 
$
27

Secured by 1-4 family
1,415

 
1,330

 
—

 
1,330

 
—

 
1,300

 
28

Other real estate loans
2,029

 
2,029

 
—

 
2,029

 
—

 
1,140

 
30

Commercial and industrial
270

 
257

 
—

 
257

 
—

 
65

 
2

Total
$
4,698

 
$
4,481

 
$
—

 
$
4,481

 
$
—

 
$
3,568

 
$
87

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2017
 
Unpaid
Principal
Balance
 
Recorded
Investment
with No
Allowance
 
Recorded
Investment
with
Allowance
 
Total
Recorded
Investment
 
Related
Allowance
 
Average
Recorded
Investment
 
Interest
Income
Recognized
Real estate loans:
 
 
 
 
 
 
 
 
 
 
 
 
 
Construction and land development
$
1,627

 
$
1,150

 
$
—

 
$
1,150

 
$
—

 
$
1,814

 
$
63

Secured by 1-4 family
1,387

 
1,307

 
—

 
1,307

 
—

 
1,637

 
64

Other real estate loans
1,483

 
1,289

 
—

 
1,289

 
—

 
1,137

 
95

Commercial and industrial
78

 
65

 
—

 
65

 
—

 
68

 
10

Total
$
4,575

 
$
3,811

 
$
—

 
$
3,811

 
$
—

 
$
4,656

 
$
232

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
June 30, 2017
 
Unpaid
Principal
Balance
 
Recorded
Investment
with No
Allowance
 
Recorded
Investment
with
Allowance
 
Total
Recorded
Investment
 
Related
Allowance
 
Average
Recorded
Investment
 
Interest
Income
Recognized
Real estate loans:
 
 
 
 
 
 
 
 
 
 
 
 
 
Construction and land development
$
2,066

 
$
1,613

 
$
—

 
$
1,613

 
$
—

 
$
1,955

 
$
26

Secured by 1-4 family
1,820

 
1,348

 
424

 
1,772

 
57

 
1,667

 
31

Other real estate loans
1,540

 
1,355

 
—

 
1,355

 
—

 
958

 
49

Commercial and industrial
86

 
67

 
—

 
67

 
—

 
71

 
2

Total
$
5,512

 
$
4,383

 
$
424

 
$
4,807

 
$
57

 
$
4,651

 
$
108