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Loans (Tables)

9 Months Ended

Sep. 30, 2018

Receivables [Abstract]

Summary of Loans

Loans at September 30, 2018 and December 31, 2017 are summarized as follows (in thousands):

	September 30, 2018				December 31, 2017
Real estate loans:
Construction and land development	$	42,982			$	35,927
Secured by 1-4 family residential	211,938				208,177
Other real estate loans	224,903				222,256
Commercial and industrial loans	42,861				38,763
Consumer and other loans	17,137				17,078
Total loans	$	539,821			$	522,201
Allowance for loan losses	(4,801		)		(5,326		)
Loans, net	$	535,020			$	516,875

Summary of Loan Classes and an Aging of Past Due Loans

The following tables provide a summary of loan classes and an aging of past due loans as of September 30, 2018 and December 31, 2017 (in thousands):

	September 30, 2018
	30-59 Days Past Due				60-89 Days Past Due				> 90 Days Past Due				Total Past Due				Current				Total Loans				Non-accrual Loans				90 Days or More Past Due and Accruing
Real estate loans:
Construction and land development	$	38			$	254			$	428			$	720			$	42,262			$	42,982			$	343			$	86
Secured by 1-4 family residential	1,228				66				464				1,758				210,180				211,938				438				113
Other real estate loans	148				1,800				223				2,171				222,732				224,903				1,760				—
Commercial and industrial	483				225				53				761				42,100				42,861				197				53
Consumer and other loans	76				123				9				208				16,929				17,137				—				9
Total	$	1,973			$	2,468			$	1,177			$	5,618			$	534,203			$	539,821			$	2,738			$	261

	December 31, 2017
	30-59 Days Past Due				60-89 Days Past Due				> 90 Days Past Due				Total Past Due				Current				Total Loans				Non-accrual Loans				90 Days or More Past Due and Accruing
Real estate loans:
Construction and land development	$	986			$	30			$	40			$	1,056			$	34,871			$	35,927			$	269			$	40
Secured by 1-4 family residential	606				203				148				957				207,220				208,177				267				106
Other real estate loans	2,042				170				10				2,222				220,034				222,256				401				10
Commercial and industrial	184				25				—				209				38,554				38,763				—				—
Consumer and other loans	51				49				27				127				16,951				17,078				—				27
Total	$	3,869			$	477			$	225			$	4,571			$	517,630			$	522,201			$	937			$	183

Analysis of the Credit Risk Profile of Each Loan Class

The following tables provide an analysis of the credit risk profile of each loan class as of September 30, 2018 and December 31, 2017 (in thousands):

	September 30, 2018
	Pass				Special Mention				Substandard				Doubtful				Total
Real estate loans:
Construction and land development	$	41,818			$	481			$	683			$	—			$	42,982
Secured by 1-4 family residential	210,150				1,079				709				—				211,938
Other real estate loans	221,476				1,135				2,292				—				224,903
Commercial and industrial	42,567				23				271				—				42,861
Consumer and other loans	17,137				—				—				—				17,137
Total	$	533,148			$	2,718			$	3,955			$	—			$	539,821
	December 31, 2017
	Pass				Special Mention				Substandard				Doubtful				Total
Real estate loans:
Construction and land development	$	31,553			$	2,268			$	2,106			$	—			$	35,927
Secured by 1-4 family residential	204,166				1,933				2,078				—				208,177
Other real estate loans	215,773				971				5,512				—				222,256
Commercial and industrial	38,606				53				104				—				38,763
Consumer and other loans	17,078				—				—				—				17,078
Total	$	507,176			$	5,225			$	9,800			$	—			$	522,201

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- Definition

Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 55
-Paragraph 19
-URI http://asc.fasb.org/extlink&oid=82894031&loc=SL6953803-111525

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 29
-URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953659-111524

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- Definition

Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 7
-URI http://asc.fasb.org/extlink&oid=84173941&loc=d3e5111-111524

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 7A
-URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953401-111524

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Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 210
-SubTopic 10
-Section S99
-Paragraph 1
-Subparagraph (SX 210.5-02.3,4)
-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

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