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Loans (Tables)

3 Months Ended

Mar. 31, 2019

Receivables [Abstract]

Summary of Loans

Loans at March 31, 2019 and December 31, 2018 are summarized as follows (in thousands):

	March 31, 2019				December 31, 2018
Real estate loans:
Construction and land development	$	48,948			$	45,867
Secured by 1-4 family residential	217,527				215,945
Other real estate loans	221,396				219,553
Commercial and industrial loans	46,045				44,605
Consumer and other loans	16,559				16,886
Total loans	$	550,475			$	542,856
Allowance for loan losses	(4,946		)		(5,009		)
Loans, net	$	545,529			$	537,847

Summary of Loan Classes and an Aging of Past Due Loans

The following tables provide a summary of loan classes and an aging of past due loans as of March 31, 2019 and December 31, 2018 (in thousands):

	March 31, 2019
	30-59 Days Past Due				60-89 Days Past Due				> 90 Days Past Due				Total Past Due				Current				Total Loans				Non-accrual Loans				90 Days or More Past Due and Accruing
Real estate loans:
Construction and land development	$	—			$	—			$	80			$	80			$	48,868			$	48,948			$	398			$	—
Secured by 1-4 family residential	493				—				575				1,068				216,459				217,527				989				115
Other real estate loans	403				—				477				880				220,516				221,396				528				—
Commercial and industrial	54				2				2				58				45,987				46,045				—				2
Consumer and other loans	14				84				16				114				16,445				16,559				—				16
Total	$	964			$	86			$	1,150			$	2,200			$	548,275			$	550,475			$	1,915			$	133

	December 31, 2018
	30-59 Days Past Due				60-89 Days Past Due				> 90 Days Past Due				Total Past Due				Current				Total Loans				Non-accrual Loans				90 Days or More Past Due and Accruing
Real estate loans:
Construction and land development	$	88			$	80			$	—			$	168			$	45,699			$	45,867			$	327			$	—
Secured by 1-4 family residential	747				393				423				1,563				214,382				215,945				663				—
Other real estate loans	145				36				2,207				2,388				217,165				219,553				1,985				222
Commercial and industrial	—				25				210				235				44,370				44,605				197				13
Consumer and other loans	90				—				—				90				16,796				16,886				—				—
Total	$	1,070			$	534			$	2,840			$	4,444			$	538,412			$	542,856			$	3,172			$	235

Analysis of the Credit Risk Profile of Each Loan Class

The following tables provide an analysis of the credit risk profile of each loan class as of March 31, 2019 and December 31, 2018 (in thousands):

	March 31, 2019
	Pass				Special Mention				Substandard				Doubtful				Total
Real estate loans:
Construction and land development	$	48,151			$	231			$	566			$	—			$	48,948
Secured by 1-4 family residential	215,492				781				1,254				—				217,527
Other real estate loans	217,298				883				3,215				—				221,396
Commercial and industrial	46,018				15				12				—				46,045
Consumer and other loans	16,559				—				—				—				16,559
Total	$	543,518			$	1,910			$	5,047			$	—			$	550,475
	December 31, 2018
	Pass				Special Mention				Substandard				Doubtful				Total
Real estate loans:
Construction and land development	$	45,054			$	235			$	578			$	—			$	45,867
Secured by 1-4 family residential	214,089				924				932				—				215,945
Other real estate loans	213,681				900				4,972				—				219,553
Commercial and industrial	44,373				19				213				—				44,605
Consumer and other loans	16,886				—				—				—				16,886
Total	$	534,083			$	2,078			$	6,695			$	—			$	542,856

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- Definition

Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 55
-Paragraph 19
-URI http://asc.fasb.org/extlink&oid=82894031&loc=SL6953803-111525

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 29
-URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953659-111524

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- Definition

Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 7
-URI http://asc.fasb.org/extlink&oid=84173941&loc=d3e5111-111524

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 7A
-URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953401-111524

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- Definition

Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 210
-SubTopic 10
-Section S99
-Paragraph 1
-Subparagraph (SX 210.5-02.3,4)
-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

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