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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2019
Mar. 31, 2018
Interest and Dividend Income    
Interest and fees on loans $ 6,996 $ 6,305
Interest on deposits in banks 110 160
Interest and dividends on securities:    
Taxable interest 737 680
Tax-exempt interest 156 145
Dividends 24 22
Total interest and dividend income 8,023 7,312
Interest Expense    
Interest on deposits 922 590
Interest on subordinated debt 89 89
Interest on junior subordinated debt 111 86
Interest on other borrowings 2 0
Total interest expense 1,124 765
Net interest income 6,899 6,547
Provision for loan losses 0 100
Net interest income after provision for loan losses 6,899 6,447
Noninterest Income    
Service charges on deposit accounts 701 762
ATM and check card fees 517 519
Wealth management fees 437 407
Fees for other customer services 175 153
Income from bank owned life insurance 103 559
Net gains on sale of loans 22 9
Other operating income 30 224
Total noninterest income 1,985 2,633
Noninterest Expense    
Salaries and employee benefits 3,443 3,383
Occupancy 438 400
Equipment 420 423
Marketing 141 109
Supplies 73 80
Legal and professional fees 241 191
ATM and check card expense 216 203
FDIC assessment 69 82
Bank franchise tax 130 115
Telecommunications expense 83 36
Data processing expense 173 162
Postage expense 48 61
Amortization expense 90 131
Other real estate owned income, net 0 (23)
Other operating expense 533 513
Total noninterest expense 6,098 5,866
Income before income taxes 2,786 3,214
Income tax expense 525 527
Net income $ 2,261 $ 2,687
Earnings per common share    
Basic (in usd per share) $ 0.46 $ 0.54
Diluted (in usd per share) $ 0.46 $ 0.54