XML 41 R29.htm IDEA: XBRL DOCUMENT v3.19.2
Note 4 - Allowance for Loan Losses (Tables)
6 Months Ended
Jun. 30, 2019
Notes Tables  
Financing Receivable, Allowance for Credit Loss [Table Text Block]
   
June 30, 2019
 
   
Construction
and Land
Development
   
Secured by
1-4 Family
Residential
   
Other Real
Estate
   
Commercial
and
Industrial
   
Consumer
and Other
Loans
   
Total
 
Allowance for loan losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Beginning Balance, December 31, 2018   $
561
    $
895
    $
2,160
    $
464
    $
929
    $
5,009
 
Charge-offs    
     
(58
)    
     
(2
)    
(387
)    
(447
)
Recoveries    
50
     
5
     
     
4
     
174
     
233
 
Provision for (recovery of) loan losses    
(71
)    
(64
)    
233
     
50
     
52
     
200
 
Ending Balance, June 30, 2019
  $
540
    $
778
    $
2,393
    $
516
    $
768
    $
4,995
 
Ending Balance:
                                               
Individually evaluated for impairment    
46
     
20
     
35
     
     
     
101
 
Collectively evaluated for impairment    
494
     
758
     
2,358
     
516
     
768
     
4,894
 
Loans:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Ending Balance
  $
46,281
    $
225,820
    $
237,370
    $
49,353
    $
16,130
    $
574,954
 
Individually evaluated for impairment    
391
     
866
     
518
     
     
     
1,775
 
Collectively evaluated for impairment    
45,890
     
224,954
     
236,852
     
49,353
     
16,130
     
573,179
 
   
December 31, 2018
 
   
Construction
and Land
Development
   
Secured by
1-4 Family
Residential
   
Other Real
Estate
   
Commercial
and
Industrial
   
Consumer
and Other
Loans
   
Total
 
Allowance for loan losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Beginning Balance, At December 31, 2017
  $
414
    $
775
    $
2,948
    $
418
    $
771
    $
5,326
 
Charge-offs
   
     
(55
)    
     
(10
)    
(1,104
)    
(1,169
)
Recoveries
   
     
13
     
5
     
8
     
226
     
252
 
Provision for (recovery of) loan losses
   
147
     
162
     
(793
)    
48
     
1,036
     
600
 
Ending Balance, December 31, 2018
  $
561
    $
895
    $
2,160
    $
464
    $
929
    $
5,009
 
Ending Balance:
                                               
Individually evaluated for impairment
   
71
     
172
     
     
     
     
243
 
Collectively evaluated for impairment
   
490
     
723
     
2,160
     
464
     
929
     
4,766
 
Loans:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Ending Balance
  $
45,867
    $
215,945
    $
219,553
    $
44,605
    $
16,886
    $
542,856
 
Individually evaluated for impairment
   
327
     
663
     
2,249
     
197
     
     
3,436
 
Collectively evaluated for impairment
   
45,540
     
215,282
     
217,304
     
44,408
     
16,886
     
539,420
 
   
June 30, 2018
 
   
Construction
and Land
Development
   
Secured by
1-4 Family
Residential
   
Other Real
Estate
   
Commercial
and
Industrial
   
Consumer
and Other
Loans
   
Total
 
Allowance for loan losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Beginning Balance, At December 31, 2017
  $
414
    $
775
    $
2,948
    $
418
    $
771
    $
5,326
 
Charge-offs
   
     
(24
)    
     
(8
)    
(468
)    
(500
)
Recoveries
   
     
8
     
1
     
5
     
99
     
113
 
Provision for (recovery of) loan losses
   
(8
)    
32
     
(285
)    
10
     
351
     
100
 
Ending Balance, June 30, 2018
  $
406
    $
791
    $
2,664
    $
425
    $
753
    $
5,039
 
Ending Balance:
                                               
Individually evaluated for impairment
   
     
     
     
     
     
 
Collectively evaluated for impairment
   
406
     
791
     
2,664
     
425
     
753
     
5,039
 
Loans:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Ending Balance
  $
37,350
    $
211,101
    $
224,362
    $
40,943
    $
17,177
    $
530,933
 
Individually evaluated for impairment
   
865
     
1,330
     
2,029
     
257
     
     
4,481
 
Collectively evaluated for impairment
   
36,485
     
209,771
     
222,333
     
40,686
     
17,177
     
526,452
 
Impaired Financing Receivables [Table Text Block]
   
June 30, 2019
 
   
Unpaid
Principal
Balance
   
Recorded
Investment
with No
Allowance
   
Recorded
Investment
with
Allowance
   
Total
Recorded
Investment
   
Related
Allowance
   
Average
Recorded
Investment
   
Interest
Income
Recognized
 
Real estate loans:
                                                       
Construction and land development   $
410
    $
    $
391
    $
391
    $
46
    $
360
    $
1
 
Secured by 1-4 family    
941
     
715
     
151
     
866
     
20
     
802
     
2
 
Other real estate loans    
528
     
483
     
35
     
518
     
35
     
1,035
     
3
 
Commercial and industrial    
     
     
     
     
     
45
     
 
Total
  $
1,879
    $
1,198
    $
577
    $
1,775
    $
101
    $
2,242
    $
6
 
   
December 31, 2018
 
   
Unpaid
Principal
Balance
   
Recorded
Investment
with No
Allowance
   
Recorded
Investment
with
Allowance
   
Total
Recorded
Investment
   
Related
Allowance
   
Average
Recorded
Investment
   
Interest
Income
Recognized
 
Real estate loans:
                                                       
Construction and land development
  $
336
    $
    $
327
    $
327
    $
71
    $
758
    $
12
 
Secured by 1-4 family
   
720
     
356
     
307
     
663
     
172
     
966
     
22
 
Other real estate loans
   
2,290
     
2,249
     
     
2,249
     
     
1,585
     
51
 
Commercial and industrial
   
200
     
197
     
     
197
     
     
146
     
 
Total
  $
3,546
    $
2,802
    $
634
    $
3,436
    $
243
    $
3,455
    $
85
 
   
June 30, 2018
 
   
Unpaid
Principal
Balance
   
Recorded
Investment
with No
Allowance
   
Recorded
Investment
with
Allowance
   
Total
Recorded
Investment
   
Related
Allowance
   
Average
Recorded
Investment
   
Interest
Income
Recognized
 
Real estate loans:
                                                       
Construction and land development
  $
984
    $
865
    $
    $
865
    $
    $
1,063
    $
27
 
Secured by 1-4 family
   
1,415
     
1,330
     
     
1,330
     
     
1,300
     
28
 
Other real estate loans
   
2,029
     
2,029
     
     
2,029
     
     
1,140
     
30
 
Commercial and industrial
   
270
     
257
     
     
257
     
     
65
     
2
 
Total
  $
4,698
    $
4,481
    $
    $
4,481
    $
    $
3,568
    $
87