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Note 6 - Other Borrowings | 9 Months Ended
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Sep. 30, 2019
Notes to Financial Statements |
Other Borrowings [Text Block] | Note 6. Other Borrowings The Company had an unsecured line of credit totaling $5.0 million with a non-affiliated bank at September 30, 2019 . There were no borrowings outstanding on the line of credit at September 30, 2019 . The interest rate on the line of credit floats at Wall Street Journal Prime Rate plus 0.25% and matures on March 28, 2025. The Bank had unused lines of credit totaling $212.4 million and $128.5 million available with non-affiliated banks at September 30, 2019 and December 31, 2018 , respectively. These amounts primarily consist of a blanket floating lien agreement with the Federal Home Loan Bank of Atlanta (FHLB) in which the Bank can borrow up to 19% of its total assets. The unused line of credit with FHLB totaled $138.9 million at September 30, 2019 . The Bank had collateral pledged on the borrowing line at September 30, 2019 and December 31, 2018 including real estate loans totaling $187.0 million and $110.8 million, respectively, and Federal Home Loan Bank stock with a book value of $776 thousand and $763 thousand, respectively. The Bank did not have borrowings from the FHLB at September 30, 2019 and December 31, 2018 .

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