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Consolidated Statements of Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Interest and Dividend Income    
Interest and fees on loans $ 28,958 $ 26,874
Interest on deposits in banks 503 539
Interest and dividends on securities:    
Taxable interest 2,705 3,024
Tax-exempt interest 628 610
Dividends 103 91
Total interest and dividend income 32,897 31,138
Interest Expense    
Interest on deposits 4,104 2,755
Interest on federal funds purchased 1
Interest on subordinated debt 360 360
Interest on junior subordinated debt 420 397
Interest on other borrowings 2
Total interest expense 4,887 3,512
Net interest income 28,010 27,626
Provision for loan losses 450 600
Net interest income after provision for loan losses 27,560 27,026
Noninterest Income    
Noninterest income 7,810 7,717
Income from bank owned life insurance 456 840
Net gains (losses) on securities available for sale 1 (1)
Net gains on sale of loans 170 86
Other operating income 115 515
Total noninterest income 8,552 9,157
Noninterest Expense    
Salaries and employee benefits 13,567 13,287
Occupancy 1,652 1,598
Equipment 1,645 1,649
Marketing 651 548
Supplies 338 334
Legal and professional fees 1,086 986
ATM and check card expenses 897 809
FDIC assessment 45 294
Bank franchise tax 538 468
Data processing expense 705 673
Amortization expense 302 458
Other real estate owned expense (income), net 1 (20)
Net losses on disposal of premises and equipment 14 2
Other operating expense 2,877 2,675
Total noninterest expense 24,318 23,761
Income before income taxes 11,794 12,422
Income tax expense 2,238 2,287
Net income $ 9,556 $ 10,135
Earnings per common share    
Basic (in dollars per share) $ 1.92 $ 2.05
Diluted (in dollars per share) $ 1.92 $ 2.04
Deposit Account [Member]    
Noninterest Income    
Noninterest income $ 2,926 $ 3,178
Credit and Debit Card [Member]    
Noninterest Income    
Noninterest income 2,330 2,256
Asset Management [Member]    
Noninterest Income    
Noninterest income 1,868 1,682
Financial Service, Other [Member]    
Noninterest Income    
Noninterest income $ 686 $ 601