XML 58 R30.htm IDEA: XBRL DOCUMENT v3.20.1
Note 4 - Allowance for Loan Losses (Tables)
 3 Months Ended
Mar. 31, 2020
Notes Tables  
Financing Receivable, Allowance for Credit Loss [Table Text Block]
   
March 31, 2020
  
   
Construction and Land Development
    
Secured by 1-4 Family Residential
    
Other Real Estate
    
Commercial and Industrial
    
Consumer and Other Loans
    
Total
  
Allowance for loan losses:
      
 
      
 
      
 
      
 
      
 
      
 
Beginning Balance, December 31, 2019   $
464
     $
776
     $
2,296
     $
562
     $
836
     $
4,934
  
Charge-offs    
—
      
—
      
—
      
(68
 )    
(260
 )    
(328
 )
Recoveries    
—
      
2
      
1
      
2
      
73
      
78
  
Provision for (recovery of) loan losses    
(3
 )    
298
      
347
      
215
      
43
      
900
  
Ending Balance, March 31, 2020
   $
461
     $
1,076
     $
2,644
     $
711
     $
692
     $
5,584
  
Ending Balance:
                                                
Individually evaluated for impairment    
—
      
11
      
—
      
—
      
—
      
11
  
Collectively evaluated for impairment    
461
      
1,065
      
2,644
      
711
      
692
      
5,573
  
Loans:
      
 
      
 
      
 
      
 
      
 
      
 
Ending Balance
   $
40,279
     $
230,980
     $
241,374
     $
55,508
     $
13,726
     $
581,867
  
Individually evaluated for impairment    
400
      
667
      
455
      
—
      
—
      
1,522
  
Collectively evaluated for impairment    
39,879
      
230,313
      
240,919
      
55,508
      
13,726
      
580,345
  
   
December 31, 2019
  
   
Construction and Land Development
    
Secured by 1-4 Family Residential
    
Other Real Estate
    
Commercial and Industrial
    
Consumer and Other Loans
    
Total
  
Allowance for loan losses:
      
 
      
 
      
 
      
 
      
 
      
 
Beginning Balance, December 31, 2018
   $
561
     $
895
     $
2,160
     $
464
     $
929
     $
5,009
  
Charge-offs
    
(2
 )    
(58
 )    
(27
 )    
(2
 )    
(795
 )    
(884
 )
Recoveries
    
50
      
9
      
1
      
8
      
291
      
359
  
Provision for (recovery of) loan losses
    
(145
 )    
(70
 )    
162
      
92
      
411
      
450
  
Ending Balance, December 31, 2019
   $
464
     $
776
     $
2,296
     $
562
     $
836
     $
4,934
  
Ending Balance:
                                                
Individually evaluated for impairment
    
22
      
11
      
—
      
—
      
—
      
33
  
Collectively evaluated for impairment
    
442
      
765
      
2,296
      
562
      
836
      
4,901
  
Loans:
      
 
      
 
      
 
      
 
      
 
      
 
Ending Balance
   $
43,164
     $
229,438
     $
236,555
     $
50,153
     $
15,036
     $
574,346
  
Individually evaluated for impairment
    
367
      
630
      
462
      
—
      
—
      
1,459
  
Collectively evaluated for impairment
    
42,797
      
228,808
      
236,093
      
50,153
      
15,036
      
572,887
  
   
March 31, 2019
  
   
Construction and Land Development
    
Secured by 1-4 Family Residential
    
Other Real Estate
    
Commercial and Industrial
    
Consumer and Other Loans
    
Total
  
Allowance for loan losses:
      
 
      
 
      
 
      
 
      
 
      
 
Beginning Balance, December 31, 2018
   $
561
     $
895
     $
2,160
     $
464
     $
929
     $
5,009
  
Charge-offs
    
—
      
(49
 )    
—
      
—
      
(179
 )    
(228
 )
Recoveries
    
50
      
2
      
—
      
2
      
111
      
165
  
Provision for (recovery of) loan losses
    
(6
 )    
(82
 )    
115
      
26
      
(53
 )    
—
  
Ending Balance, March 31, 2019
   $
605
     $
766
     $
2,275
     $
492
     $
808
     $
4,946
  
Ending Balance:
                                                
Individually evaluated for impairment
    
71
      
23
      
35
      
—
      
—
      
129
  
Collectively evaluated for impairment
    
534
      
743
      
2,240
      
492
      
808
      
4,817
  
Loans:
      
 
      
 
      
 
      
 
      
 
      
 
Ending Balance
   $
48,948
     $
217,527
     $
221,396
     $
46,045
     $
16,559
     $
550,475
  
Individually evaluated for impairment
    
398
      
990
      
787
      
—
      
—
      
2,175
  
Collectively evaluated for impairment
    
48,550
      
216,537
      
220,609
      
46,045
      
16,559
      
548,300
  
Impaired Financing Receivables [Table Text Block]
   
March 31, 2020
  
   
Unpaid Principal Balance
    
Recorded Investment with No Allowance
    
Recorded Investment with Allowance
    
Total Recorded Investment
    
Related Allowance
    
Average Recorded Investment
    
Interest Income Recognized
  
Real estate loans:
                                                        
Construction and land development   $
439
     $
400
     $
—
     $
400
     $
—
     $
367
     $
—
  
Secured by 1-4 family    
770
      
444
      
223
      
667
      
11
      
613
      
1
  
Other real estate loans    
505
      
455
      
—
      
455
      
—
      
458
      
—
  
Total
   $
1,714
     $
1,299
     $
223
     $
1,522
     $
11
     $
1,438
     $
1
  
   
December 31, 2019
  
   
Unpaid Principal Balance
    
Recorded Investment with No Allowance
    
Recorded Investment with Allowance
    
Total Recorded Investment
    
Related Allowance
    
Average Recorded Investment
    
Interest Income Recognized
  
Real estate loans:
                                                        
Construction and land development
   $
401
     $
70
     $
297
     $
367
     $
22
     $
369
     $
1
  
Secured by 1-4 family
    
729
      
488
      
142
      
630
      
11
      
769
      
1
  
Other real estate loans
    
509
      
462
      
—
      
462
      
—
      
766
      
3
  
Commercial and industrial
    
—
      
—
      
—
      
—
      
—
      
22
      
—
  
Total
   $
1,639
     $
1,020
     $
439
     $
1,459
     $
33
     $
1,926
     $
5
  
   
March 31, 2019
  
   
Unpaid Principal Balance
    
Recorded Investment with No Allowance
    
Recorded Investment with Allowance
    
Total Recorded Investment
    
Related Allowance
    
Average Recorded Investment
    
Interest Income Recognized
  
Real estate loans:
                                                        
Construction and land development
   $
412
     $
—
     $
398
     $
398
     $
71
     $
326
     $
1
  
Secured by 1-4 family
    
1,055
      
836
      
154
      
990
      
23
      
661
      
2
  
Other real estate loans
    
792
      
752
      
35
      
787
      
35
      
1,329
      
7
  
Commercial and industrial
    
—
      
—
      
—
      
—
      
—
      
90
      
—
  
Total
   $
2,259
     $
1,588
     $
587
     $
2,175
     $
129
     $
2,406
     $
10