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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2020
Mar. 31, 2019
Interest and Dividend Income    
Interest and fees on loans $ 7,203 $ 6,996
Interest on deposits in banks 118 110
Interest and dividends on securities:    
Taxable interest 670 737
Tax-exempt interest 151 156
Dividends 26 24
Total interest and dividend income 8,168 8,023
Interest Expense    
Interest on deposits 962 922
Interest on subordinated debt 90 89
Interest on junior subordinated debt 90 111
Interest on other borrowings 2
Total interest expense 1,142 1,124
Net interest income 7,026 6,899
Provision for loan losses 900
Net interest income after provision for loan losses 6,126 6,899
Noninterest Income    
Noninterest income 1,932 1,830
Income from bank owned life insurance 115 103
Net gains on sale of loans 31 22
Other operating income 21 30
Total noninterest income 2,099 1,985
Noninterest Expense    
Salaries and employee benefits 3,589 3,443
Occupancy 402 438
Equipment 410 420
Marketing 106 141
Supplies 89 73
Legal and professional fees 279 241
ATM and check card expense 245 216
FDIC assessment 30 69
Bank franchise tax 153 130
Data processing expense 184 173
Amortization expense 52 90
Net gains on disposal of premises and equipment (9)
Other operating expense 614 664
Total noninterest expense 6,144 6,098
Income before income taxes 2,081 2,786
Income tax expense 376 525
Net income $ 1,705 $ 2,261
Earnings per common share    
Basic (in dollars per share) $ 0.34 $ 0.46
Diluted (in dollars per share) $ 0.34 $ 0.46
Deposit Account [Member]    
Noninterest Income    
Noninterest income $ 681 $ 701
Credit and Debit Card [Member]    
Noninterest Income    
Noninterest income 519 517
Asset Management [Member]    
Noninterest Income    
Noninterest income 525 437
Financial Service, Other [Member]    
Noninterest Income    
Noninterest income $ 207 $ 175