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Note 4 - Allowance for Loan Losses (Tables) | 6 Months Ended
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Jun. 30, 2020
Notes Tables |
Financing Receivable, Allowance for Credit Loss [Table Text Block] |
|  | June 30, 2020 |
|  | Construction and Land Development |  |  | Secured by 1-4 Family Residential |  |  | Other Real Estate |  |  | Commercial and Industrial |  |  | Consumer and Other Loans |  |  | Total |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning Balance, December 31, 2019 |  | $ | 464 |  |  | $ | 776 |  |  | $ | 2,296 |  |  | $ | 562 |  |  | $ | 836 |  |  | $ | 4,934 |
Charge-offs |  |  | — |  |  |  | — |  |  |  | — |  |  |  | (69 | ) |  |  | (435 | ) |  |  | (504 | )
Recoveries |  |  | — |  |  |  | 4 |  |  |  | 1 |  |  |  | 7 |  |  |  | 154 |  |  |  | 166 |
Provision for (recovery of) loan losses |  |  | (68 | ) |  |  | 543 |  |  |  | 936 |  |  |  | 283 |  |  |  | 6 |  |  |  | 1,700 |
Ending Balance, June 30, 2020 |  | $ | 396 |  |  | $ | 1,323 |  |  | $ | 3,233 |  |  | $ | 783 |  |  | $ | 561 |  |  | $ | 6,296 |
Ending Balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  |  | — |  |  |  | 5 |  |  |  | 23 |  |  |  | — |  |  |  | — |  |  |  | 28 |
Collectively evaluated for impairment |  |  | 396 |  |  |  | 1,318 |  |  |  | 3,210 |  |  |  | 783 |  |  |  | 561 |  |  |  | 6,268 |
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending Balance |  | $ | 31,981 |  |  | $ | 234,188 |  |  | $ | 248,495 |  |  | $ | 124,706 |  |  | $ | 12,146 |  |  | $ | 651,516 |
Individually evaluated for impairment |  |  | 400 |  |  |  | 497 |  |  |  | 4,896 |  |  |  | — |  |  |  | — |  |  |  | 5,793 |
Collectively evaluated for impairment |  |  | 31,581 |  |  |  | 233,691 |  |  |  | 243,599 |  |  |  | 124,706 |  |  |  | 12,146 |  |  |  | 645,723 |
|  | December 31, 2019 |
|  | Construction and Land Development |  |  | Secured by 1-4 Family Residential |  |  | Other Real Estate |  |  | Commercial and Industrial |  |  | Consumer and Other Loans |  |  | Total |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning Balance, December 31, 2018 |  | $ | 561 |  |  | $ | 895 |  |  | $ | 2,160 |  |  | $ | 464 |  |  | $ | 929 |  |  | $ | 5,009 |
Charge-offs |  |  | (2 | ) |  |  | (58 | ) |  |  | (27 | ) |  |  | (2 | ) |  |  | (795 | ) |  |  | (884 | )
Recoveries |  |  | 50 |  |  |  | 9 |  |  |  | 1 |  |  |  | 8 |  |  |  | 291 |  |  |  | 359 |
Provision for (recovery of) loan losses |  |  | (145 | ) |  |  | (70 | ) |  |  | 162 |  |  |  | 92 |  |  |  | 411 |  |  |  | 450 |
Ending Balance, December 31, 2019 |  | $ | 464 |  |  | $ | 776 |  |  | $ | 2,296 |  |  | $ | 562 |  |  | $ | 836 |  |  | $ | 4,934 |
Ending Balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  |  | 22 |  |  |  | 11 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 33 |
Collectively evaluated for impairment |  |  | 442 |  |  |  | 765 |  |  |  | 2,296 |  |  |  | 562 |  |  |  | 836 |  |  |  | 4,901 |
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending Balance |  | $ | 43,164 |  |  | $ | 229,438 |  |  | $ | 236,555 |  |  | $ | 50,153 |  |  | $ | 15,036 |  |  | $ | 574,346 |
Individually evaluated for impairment |  |  | 367 |  |  |  | 630 |  |  |  | 462 |  |  |  | — |  |  |  | — |  |  |  | 1,459 |
Collectively evaluated for impairment |  |  | 42,797 |  |  |  | 228,808 |  |  |  | 236,093 |  |  |  | 50,153 |  |  |  | 15,036 |  |  |  | 572,887 |
|  | June 30, 2019 |
|  | Construction and Land Development |  |  | Secured by 1-4 Family Residential |  |  | Other Real Estate |  |  | Commercial and Industrial |  |  | Consumer and Other Loans |  |  | Total |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning Balance, December 31, 2018 |  | $ | 561 |  |  | $ | 895 |  |  | $ | 2,160 |  |  | $ | 464 |  |  | $ | 929 |  |  | $ | 5,009 |
Charge-offs |  |  | — |  |  |  | (58 | ) |  |  | — |  |  |  | (2 | ) |  |  | (387 | ) |  |  | (447 | )
Recoveries |  |  | 50 |  |  |  | 5 |  |  |  | — |  |  |  | 4 |  |  |  | 174 |  |  |  | 233 |
Provision for (recovery of) loan losses |  |  | (71 | ) |  |  | (64 | ) |  |  | 233 |  |  |  | 50 |  |  |  | 52 |  |  |  | 200 |
Ending Balance, June 30, 2019 |  | $ | 540 |  |  | $ | 778 |  |  | $ | 2,393 |  |  | $ | 516 |  |  | $ | 768 |  |  | $ | 4,995 |
Ending Balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  |  | 46 |  |  |  | 20 |  |  |  | 35 |  |  |  | — |  |  |  | — |  |  |  | 101 |
Collectively evaluated for impairment |  |  | 494 |  |  |  | 758 |  |  |  | 2,358 |  |  |  | 516 |  |  |  | 768 |  |  |  | 4,894 |
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending Balance |  | $ | 46,281 |  |  | $ | 225,820 |  |  | $ | 237,370 |  |  | $ | 49,353 |  |  | $ | 16,130 |  |  | $ | 574,954 |
Individually evaluated for impairment |  |  | 391 |  |  |  | 866 |  |  |  | 518 |  |  |  | — |  |  |  | — |  |  |  | 1,775 |
Collectively evaluated for impairment |  |  | 45,890 |  |  |  | 224,954 |  |  |  | 236,852 |  |  |  | 49,353 |  |  |  | 16,130 |  |  |  | 573,179 |
Impaired Financing Receivables [Table Text Block] |
|  | June 30, 2020 |
|  | Unpaid Principal Balance |  |  | Recorded Investment with No Allowance |  |  | Recorded Investment with Allowance |  |  | Total Recorded Investment |  |  | Related Allowance |  |  | Average Recorded Investment |  |  | Interest Income Recognized |
Real estate loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction and land development |  | $ | 439 |  |  | $ | 400 |  |  | $ | — |  |  | $ | 400 |  |  | $ | — |  |  | $ | 383 |  |  | $ | — |
Secured by 1-4 family |  |  | 595 |  |  |  | 280 |  |  |  | 217 |  |  |  | 497 |  |  |  | 5 |  |  |  | 563 |  |  |  | 1 |
Other real estate loans |  |  | 4,948 |  |  |  | 583 |  |  |  | 4,313 |  |  |  | 4,896 |  |  |  | 23 |  |  |  | 574 |  |  |  | 127 |
Total |  | $ | 5,982 |  |  | $ | 1,263 |  |  | $ | 4,530 |  |  | $ | 5,793 |  |  | $ | 28 |  |  | $ | 1,520 |  |  | $ | 128 |
|  | December 31, 2019 |
|  | Unpaid Principal Balance |  |  | Recorded Investment with No Allowance |  |  | Recorded Investment with Allowance |  |  | Total Recorded Investment |  |  | Related Allowance |  |  | Average Recorded Investment |  |  | Interest Income Recognized |
Real estate loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction and land development |  | $ | 401 |  |  | $ | 70 |  |  | $ | 297 |  |  | $ | 367 |  |  | $ | 22 |  |  | $ | 369 |  |  | $ | 1 |
Secured by 1-4 family |  |  | 729 |  |  |  | 488 |  |  |  | 142 |  |  |  | 630 |  |  |  | 11 |  |  |  | 769 |  |  |  | 1 |
Other real estate loans |  |  | 509 |  |  |  | 462 |  |  |  | — |  |  |  | 462 |  |  |  | — |  |  |  | 766 |  |  |  | 3 |
Commercial and industrial |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 22 |  |  |  | — |
Total |  | $ | 1,639 |  |  | $ | 1,020 |  |  | $ | 439 |  |  | $ | 1,459 |  |  | $ | 33 |  |  | $ | 1,926 |  |  | $ | 5 |
|  | June 30, 2019 |
|  | Unpaid Principal Balance |  |  | Recorded Investment with No Allowance |  |  | Recorded Investment with Allowance |  |  | Total Recorded Investment |  |  | Related Allowance |  |  | Average Recorded Investment |  |  | Interest Income Recognized |
Real estate loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction and land development |  | $ | 410 |  |  | $ | — |  |  | $ | 391 |  |  | $ | 391 |  |  | $ | 46 |  |  | $ | 360 |  |  | $ | 1 |
Secured by 1-4 family |  |  | 941 |  |  |  | 715 |  |  |  | 151 |  |  |  | 866 |  |  |  | 20 |  |  |  | 802 |  |  |  | 2 |
Other real estate loans |  |  | 528 |  |  |  | 483 |  |  |  | 35 |  |  |  | 518 |  |  |  | 35 |  |  |  | 1,035 |  |  |  | 3 |
Commercial and industrial |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 45 |  |  |  | — |
Total |  | $ | 1,879 |  |  | $ | 1,198 |  |  | $ | 577 |  |  | $ | 1,775 |  |  | $ | 101 |  |  | $ | 2,242 |  |  | $ | 6 |

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