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Note 4 - Allowance for Loan Losses (Tables) | 9 Months Ended
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Sep. 30, 2020
Notes Tables |
Financing Receivable, Allowance for Credit Loss [Table Text Block] |
|  | September 30, 2020 |
|  | Construction and Land Development |  |  | Secured by 1-4 Family Residential |  |  | Other Real Estate |  |  | Commercial and Industrial |  |  | Consumer and Other Loans |  |  | Total |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning Balance, December 31, 2019 |  | $ | 464 |  |  | $ | 776 |  |  | $ | 2,296 |  |  | $ | 562 |  |  | $ | 836 |  |  | $ | 4,934 |
Charge-offs |  |  | — |  |  |  | — |  |  |  | — |  |  |  | (69 | ) |  |  | (550 | ) |  |  | (619 | )
Recoveries |  |  | 2 |  |  |  | 6 |  |  |  | 2 |  |  |  | 17 |  |  |  | 235 |  |  |  | 262 |
Provision for (recovery of) loan losses |  |  | (164 | ) |  |  | 305 |  |  |  | 2,691 |  |  |  | 398 |  |  |  | (30 | ) |  |  | 3,200 |
Ending Balance, September 30, 2020 |  | $ | 302 |  |  | $ | 1,087 |  |  | $ | 4,989 |  |  | $ | 908 |  |  | $ | 491 |  |  | $ | 7,777 |
Ending Balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  |  | — |  |  |  | — |  |  |  | 2,108 |  |  |  | 181 |  |  |  | — |  |  |  | 2,289 |
Collectively evaluated for impairment |  |  | 302 |  |  |  | 1,087 |  |  |  | 2,881 |  |  |  | 727 |  |  |  | 491 |  |  |  | 5,488 |
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending Balance |  | $ | 27,472 |  |  | $ | 234,198 |  |  | $ | 250,319 |  |  | $ | 125,277 |  |  | $ | 11,102 |  |  | $ | 648,368 |
Individually evaluated for impairment |  |  | 283 |  |  |  | 469 |  |  |  | 4,674 |  |  |  | 1,548 |  |  |  | — |  |  |  | 6,974 |
Collectively evaluated for impairment |  |  | 27,189 |  |  |  | 233,729 |  |  |  | 245,645 |  |  |  | 123,729 |  |  |  | 11,102 |  |  |  | 641,394 |
|  | December 31, 2019 |
|  | Construction and Land Development |  |  | Secured by 1-4 Family Residential |  |  | Other Real Estate |  |  | Commercial and Industrial |  |  | Consumer and Other Loans |  |  | Total |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning Balance, December 31, 2018 |  | $ | 561 |  |  | $ | 895 |  |  | $ | 2,160 |  |  | $ | 464 |  |  | $ | 929 |  |  | $ | 5,009 |
Charge-offs |  |  | (2 | ) |  |  | (58 | ) |  |  | (27 | ) |  |  | (2 | ) |  |  | (795 | ) |  |  | (884 | )
Recoveries |  |  | 50 |  |  |  | 9 |  |  |  | 1 |  |  |  | 8 |  |  |  | 291 |  |  |  | 359 |
Provision for (recovery of) loan losses |  |  | (145 | ) |  |  | (70 | ) |  |  | 162 |  |  |  | 92 |  |  |  | 411 |  |  |  | 450 |
Ending Balance, December 31, 2019 |  | $ | 464 |  |  | $ | 776 |  |  | $ | 2,296 |  |  | $ | 562 |  |  | $ | 836 |  |  | $ | 4,934 |
Ending Balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  |  | 22 |  |  |  | 11 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 33 |
Collectively evaluated for impairment |  |  | 442 |  |  |  | 765 |  |  |  | 2,296 |  |  |  | 562 |  |  |  | 836 |  |  |  | 4,901 |
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending Balance |  | $ | 43,164 |  |  | $ | 229,438 |  |  | $ | 236,555 |  |  | $ | 50,153 |  |  | $ | 15,036 |  |  | $ | 574,346 |
Individually evaluated for impairment |  |  | 367 |  |  |  | 630 |  |  |  | 462 |  |  |  | — |  |  |  | — |  |  |  | 1,459 |
Collectively evaluated for impairment |  |  | 42,797 |  |  |  | 228,808 |  |  |  | 236,093 |  |  |  | 50,153 |  |  |  | 15,036 |  |  |  | 572,887 |
|  | September 30, 2019 |
|  | Construction and Land Development |  |  | Secured by 1-4 Family Residential |  |  | Other Real Estate |  |  | Commercial and Industrial |  |  | Consumer and Other Loans |  |  | Total |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning Balance, December 31, 2018 |  | $ | 561 |  |  | $ | 895 |  |  | $ | 2,160 |  |  | $ | 464 |  |  | $ | 929 |  |  | $ | 5,009 |
Charge-offs |  |  | — |  |  |  | (58 | ) |  |  | — |  |  |  | (2 | ) |  |  | (543 | ) |  |  | (603 | )
Recoveries |  |  | 50 |  |  |  | 8 |  |  |  | — |  |  |  | 6 |  |  |  | 242 |  |  |  | 306 |
Provision for (recovery of) loan losses |  |  | (119 | ) |  |  | (71 | ) |  |  | 166 |  |  |  | 98 |  |  |  | 126 |  |  |  | 200 |
Ending Balance, September 30, 2019 |  | $ | 492 |  |  | $ | 774 |  |  | $ | 2,326 |  |  | $ | 566 |  |  | $ | 754 |  |  | $ | 4,912 |
Ending Balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  |  | 31 |  |  |  | 16 |  |  |  | 27 |  |  |  | — |  |  |  | — |  |  |  | 74 |
Collectively evaluated for impairment |  |  | 461 |  |  |  | 758 |  |  |  | 2,299 |  |  |  | 566 |  |  |  | 754 |  |  |  | 4,838 |
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending Balance |  | $ | 45,193 |  |  | $ | 226,828 |  |  | $ | 233,067 |  |  | $ | 50,557 |  |  | $ | 15,608 |  |  | $ | 571,253 |
Individually evaluated for impairment |  |  | 376 |  |  |  | 690 |  |  |  | 500 |  |  |  | — |  |  |  | — |  |  |  | 1,566 |
Collectively evaluated for impairment |  |  | 44,817 |  |  |  | 226,138 |  |  |  | 232,567 |  |  |  | 50,557 |  |  |  | 15,608 |  |  |  | 569,687 |
Impaired Financing Receivables [Table Text Block] |
|  | September 30, 2020 |
|  | Unpaid Principal Balance |  |  | Recorded Investment with No Allowance |  |  | Recorded Investment with Allowance |  |  | Total Recorded Investment |  |  | Related Allowance |  |  | Average Recorded Investment |  |  | Interest Income Recognized |
Real estate loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction and land development |  | $ | 325 |  |  | $ | 283 |  |  | $ | — |  |  | $ | 283 |  |  | $ | — |  |  | $ | 366 |  |  | $ | — |
Secured by 1-4 family |  |  | 578 |  |  |  | 469 |  |  |  | — |  |  |  | 469 |  |  |  | — |  |  |  | 536 |  |  |  | 1 |
Other real estate loans |  |  | 4,698 |  |  |  | 361 |  |  |  | 4,313 |  |  |  | 4,674 |  |  |  | 2,108 |  |  |  | 1,974 |  |  |  | 109 |
Commercial and industrial |  |  | 1,548 |  |  |  | — |  |  |  | 1,548 |  |  |  | 1,548 |  |  |  | 181 |  |  |  | 6 |  |  |  | 77 |
Total |  | $ | 7,149 |  |  | $ | 1,113 |  |  | $ | 5,861 |  |  | $ | 6,974 |  |  | $ | 2,289 |  |  | $ | 2,882 |  |  | $ | 187 |
|  | December 31, 2019 |
|  | Unpaid Principal Balance |  |  | Recorded Investment with No Allowance |  |  | Recorded Investment with Allowance |  |  | Total Recorded Investment |  |  | Related Allowance |  |  | Average Recorded Investment |  |  | Interest Income Recognized |
Real estate loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction and land development |  | $ | 401 |  |  | $ | 70 |  |  | $ | 297 |  |  | $ | 367 |  |  | $ | 22 |  |  | $ | 369 |  |  | $ | 1 |
Secured by 1-4 family |  |  | 729 |  |  |  | 488 |  |  |  | 142 |  |  |  | 630 |  |  |  | 11 |  |  |  | 769 |  |  |  | 1 |
Other real estate loans |  |  | 509 |  |  |  | 462 |  |  |  | — |  |  |  | 462 |  |  |  | — |  |  |  | 766 |  |  |  | 3 |
Commercial and industrial |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 22 |  |  |  | — |
Total |  | $ | 1,639 |  |  | $ | 1,020 |  |  | $ | 439 |  |  | $ | 1,459 |  |  | $ | 33 |  |  | $ | 1,926 |  |  | $ | 5 |
|  | September 30, 2019 |
|  | Unpaid Principal Balance |  |  | Recorded Investment with No Allowance |  |  | Recorded Investment with Allowance |  |  | Total Recorded Investment |  |  | Related Allowance |  |  | Average Recorded Investment |  |  | Interest Income Recognized |
Real estate loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction and land development |  | $ | 403 |  |  | $ | — |  |  | $ | 376 |  |  | $ | 376 |  |  | $ | 31 |  |  | $ | 368 |  |  | $ | 1 |
Secured by 1-4 family |  |  | 781 |  |  |  | 543 |  |  |  | 147 |  |  |  | 690 |  |  |  | 16 |  |  |  | 800 |  |  |  | 1 |
Other real estate loans |  |  | 515 |  |  |  | 473 |  |  |  | 27 |  |  |  | 500 |  |  |  | 27 |  |  |  | 858 |  |  |  | 3 |
Commercial and industrial |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 30 |  |  |  | — |
Total |  | $ | 1,699 |  |  | $ | 1,016 |  |  | $ | 550 |  |  | $ | 1,566 |  |  | $ | 74 |  |  | $ | 2,056 |  |  | $ | 5 |

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