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Note 4 - Allowance for Loan Losses (Tables)

9 Months Ended

Sep. 30, 2020

Notes Tables

Financing Receivable, Allowance for Credit Loss [Table Text Block]

		September 30, 2020
		Construction and Land Development				Secured by 1-4 Family Residential				Other Real Estate				Commercial and Industrial				Consumer and Other Loans				Total
Allowance for loan losses:
Beginning Balance, December 31, 2019		$	464			$	776			$	2,296			$	562			$	836			$	4,934
Charge-offs			—				—				—				(69	)			(550	)			(619	)
Recoveries			2				6				2				17				235				262
Provision for (recovery of) loan losses			(164	)			305				2,691				398				(30	)			3,200
Ending Balance, September 30, 2020		$	302			$	1,087			$	4,989			$	908			$	491			$	7,777
Ending Balance:
Individually evaluated for impairment			—				—				2,108				181				—				2,289
Collectively evaluated for impairment			302				1,087				2,881				727				491				5,488
Loans:
Ending Balance		$	27,472			$	234,198			$	250,319			$	125,277			$	11,102			$	648,368
Individually evaluated for impairment			283				469				4,674				1,548				—				6,974
Collectively evaluated for impairment			27,189				233,729				245,645				123,729				11,102				641,394

		December 31, 2019
		Construction and Land Development				Secured by 1-4 Family Residential				Other Real Estate				Commercial and Industrial				Consumer and Other Loans				Total
Allowance for loan losses:
Beginning Balance, December 31, 2018		$	561			$	895			$	2,160			$	464			$	929			$	5,009
Charge-offs			(2	)			(58	)			(27	)			(2	)			(795	)			(884	)
Recoveries			50				9				1				8				291				359
Provision for (recovery of) loan losses			(145	)			(70	)			162				92				411				450
Ending Balance, December 31, 2019		$	464			$	776			$	2,296			$	562			$	836			$	4,934
Ending Balance:
Individually evaluated for impairment			22				11				—				—				—				33
Collectively evaluated for impairment			442				765				2,296				562				836				4,901
Loans:
Ending Balance		$	43,164			$	229,438			$	236,555			$	50,153			$	15,036			$	574,346
Individually evaluated for impairment			367				630				462				—				—				1,459
Collectively evaluated for impairment			42,797				228,808				236,093				50,153				15,036				572,887

		September 30, 2019
		Construction and Land Development				Secured by 1-4 Family Residential				Other Real Estate				Commercial and Industrial				Consumer and Other Loans				Total
Allowance for loan losses:
Beginning Balance, December 31, 2018		$	561			$	895			$	2,160			$	464			$	929			$	5,009
Charge-offs			—				(58	)			—				(2	)			(543	)			(603	)
Recoveries			50				8				—				6				242				306
Provision for (recovery of) loan losses			(119	)			(71	)			166				98				126				200
Ending Balance, September 30, 2019		$	492			$	774			$	2,326			$	566			$	754			$	4,912
Ending Balance:
Individually evaluated for impairment			31				16				27				—				—				74
Collectively evaluated for impairment			461				758				2,299				566				754				4,838
Loans:
Ending Balance		$	45,193			$	226,828			$	233,067			$	50,557			$	15,608			$	571,253
Individually evaluated for impairment			376				690				500				—				—				1,566
Collectively evaluated for impairment			44,817				226,138				232,567				50,557				15,608				569,687

Impaired Financing Receivables [Table Text Block]

		September 30, 2020
		Unpaid Principal Balance				Recorded Investment with No Allowance				Recorded Investment with Allowance				Total Recorded Investment				Related Allowance				Average Recorded Investment				Interest Income Recognized
Real estate loans:
Construction and land development		$	325			$	283			$	—			$	283			$	—			$	366			$	—
Secured by 1-4 family			578				469				—				469				—				536				1
Other real estate loans			4,698				361				4,313				4,674				2,108				1,974				109
Commercial and industrial			1,548				—				1,548				1,548				181				6				77
Total		$	7,149			$	1,113			$	5,861			$	6,974			$	2,289			$	2,882			$	187

		December 31, 2019
		Unpaid Principal Balance				Recorded Investment with No Allowance				Recorded Investment with Allowance				Total Recorded Investment				Related Allowance				Average Recorded Investment				Interest Income Recognized
Real estate loans:
Construction and land development		$	401			$	70			$	297			$	367			$	22			$	369			$	1
Secured by 1-4 family			729				488				142				630				11				769				1
Other real estate loans			509				462				—				462				—				766				3
Commercial and industrial			—				—				—				—				—				22				—
Total		$	1,639			$	1,020			$	439			$	1,459			$	33			$	1,926			$	5

		September 30, 2019
		Unpaid Principal Balance				Recorded Investment with No Allowance				Recorded Investment with Allowance				Total Recorded Investment				Related Allowance				Average Recorded Investment				Interest Income Recognized
Real estate loans:
Construction and land development		$	403			$	—			$	376			$	376			$	31			$	368			$	1
Secured by 1-4 family			781				543				147				690				16				800				1
Other real estate loans			515				473				27				500				27				858				3
Commercial and industrial			—				—				—				—				—				30				—
Total		$	1,699			$	1,016			$	550			$	1,566			$	74			$	2,056			$	5

X

- Definition

Tabular disclosure of allowance for credit loss on financing receivable.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 11B
-URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953423-111524

Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 326
-SubTopic 20
-Section 50
-Paragraph 13
-URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919249-210447

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- Definition

Tabular disclosure of impaired financing receivables.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 15
-URI http://asc.fasb.org/extlink&oid=121611835&loc=d3e5212-111524

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