Actual

Minimum Capital Requirement

Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions

Amount

Ratio

Amount

Ratio

Amount

Ratio

September 30, 2020

Total Capital (to Risk-Weighted Assets)

$

89,155

15.34

%

$

46,500

8.00

%

$

58,125

10.00

%

Tier 1 Capital (to Risk-Weighted Assets)

$

81,883

14.09

%

$

34,875

6.00

%

$

46,500

8.00

%

Common Equity Tier 1 Capital (to Risk-Weighted Assets)

$

81,883

14.09

%

$

26,156

4.50

%

$

37,782

6.50

%

Tier 1 Capital (to Average Assets)

$

81,883

8.67

%

$

37,776

4.00

%

$

47,220

5.00

%

December 31, 2019

Total Capital (to Risk-Weighted Assets)

$

85,439

14.84

%

$

46,046

8.00

%

$

57,557

10.00

%

Tier 1 Capital (to Risk-Weighted Assets)

$

80,505

13.99

%

$

34,534

6.00

%

$

46,046

8.00

%

Common Equity Tier 1 Capital (to Risk-Weighted Assets)

$

80,505

13.99

%

$

25,901

4.50

%

$

37,412

6.50

%

Tier 1 Capital (to Average Assets)

$

80,505

10.13

%

$

31,799

4.00

%

$

39,749

5.00

%