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Consolidated Statements of Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2020
Dec. 31, 2019
Interest and Dividend Income    
Interest and fees on loans $ 29,497 $ 28,958
Interest on deposits in banks 190 503
Interest and dividends on securities:    
Taxable interest 2,448 2,705
Tax-exempt interest 617 628
Dividends 99 103
Total interest and dividend income 32,851 32,897
Interest Expense    
Interest on deposits 2,589 4,104
Interest on federal funds purchased 0 1
Interest on subordinated debt 501 360
Interest on junior subordinated debt 293 420
Interest on other borrowings 0 2
Total interest expense 3,383 4,887
Net interest income 29,468 28,010
Provision for loan losses 3,000 450
Net interest income after provision for loan losses 26,468 27,560
Noninterest Income    
Noninterest income 7,533 7,810
Income from bank owned life insurance 469 456
Net gains on securities available for sale 40 1
Net gains on sale of loans 70 170
Other operating income 113 115
Total noninterest income 8,225 8,552
Noninterest Expense    
Salaries and employee benefits 13,321 13,567
Occupancy 1,666 1,652
Equipment 1,707 1,645
Marketing 355 651
Supplies 394 338
Legal and professional fees 1,152 1,086
ATM and check card expenses 980 897
FDIC assessment 247 45
Bank franchise tax 637 538
Data processing expense 759 705
Amortization expense 151 302
Other real estate owned expense, net 0 1
Net (gains) losses on disposal of premises and equipment (29) 14
Other operating expense 2,446 2,877
Total noninterest expense 23,786 24,318
Income before income taxes 10,907 11,794
Income tax expense 2,049 2,238
Net income $ 8,858 $ 9,556
Earnings per common share    
Basic (in dollars per share) $ 1.82 $ 1.92
Diluted (in dollars per share) $ 1.82 $ 1.92
Deposit Account [Member]    
Noninterest Income    
Noninterest income $ 2,028 $ 2,926
Credit and Debit Card [Member]    
Noninterest Income    
Noninterest income 2,314 2,330
Asset Management [Member]    
Noninterest Income    
Noninterest income 2,208 1,868
Financial Service, Other [Member]    
Noninterest Income    
Noninterest income $ 983 $ 686