Actual

Minimum Capital Requirement

Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions

Amount

Ratio

Amount

Ratio

Amount

Ratio

December 31, 2020:

Total Capital (to Risk-Weighted Assets)

$

91,243

15.82

%

$

46,129

8.00

%

$

57,661

10.00

%

Tier 1 Capital (to Risk-Weighted Assets)

$

84,032

14.57

%

$

34,597

6.00

%

$

46,129

8.00

%

Common Equity Tier 1 Capital (to Risk-Weighted Assets)

$

84,032

14.57

%

$

25,948

4.50

%

$

37,480

6.50

%

Tier 1 Capital (to Average Assets)

$

84,032

8.80

%

$

38,187

4.00

%

$

47,733

5.00

%

December 31, 2019:

Total Capital (to Risk-Weighted Assets)

$

85,439

14.84

%

$

46,046

8.00

%

$

57,557

10.00

%

Tier 1 Capital (to Risk-Weighted Assets)

$

80,505

13.99

%

$

34,534

6.00

%

$

46,046

8.00

%

Common Equity Tier 1 Capital (to Risk-Weighted Assets)

$

80,505

13.99

%

$

25,901

4.50

%

$

37,412

6.50

%

Tier 1 Capital (to Average Assets)

$

80,505

10.13

%

$

31,799

4.00

%

$

39,749

5.00

%