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Note 4 - Allowance for Loan Losses (Tables) | 3 Months Ended
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Mar. 31, 2021
Notes Tables |
Financing Receivable, Allowance for Credit Loss [Table Text Block] |
|  | March 31, 2021 |
|  | Construction and Land Development |  |  | Secured by 1-4 Family Residential |  |  | Other Real Estate |  |  | Commercial and Industrial |  |  | Consumer and Other Loans |  |  | Total |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning Balance, December 31, 2020 |  | $ | 306 |  |  | $ | 1,022 |  |  | $ | 4,956 |  |  | $ | 784 |  |  | $ | 417 |  |  | $ | 7,485 |
Charge-offs |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | (66 | ) |  |  | (66 | )
Recoveries |  |  | — |  |  |  | 2 |  |  |  | 1 |  |  |  | 2 |  |  |  | 62 |  |  |  | 67 |
Provision for (recovery of) loan losses |  |  | (16 | ) |  |  | 7 |  |  |  | 39 |  |  |  | 46 |  |  |  | (76 | ) |  |  | — |
Ending Balance, March 31, 2021 |  | $ | 290 |  |  | $ | 1,031 |  |  | $ | 4,996 |  |  | $ | 832 |  |  | $ | 337 |  |  | $ | 7,486 |
Ending Balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  |  | — |  |  |  | — |  |  |  | 2,065 |  |  |  | 123 |  |  |  | — |  |  |  | 2,188 |
Collectively evaluated for impairment |  |  | 290 |  |  |  | 1,031 |  |  |  | 2,931 |  |  |  | 709 |  |  |  | 337 |  |  |  | 5,298 |
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending Balance |  | $ | 25,720 |  |  | $ | 236,870 |  |  | $ | 248,864 |  |  | $ | 117,545 |  |  | $ | 9,203 |  |  | $ | 638,202 |
Individually evaluated for impairment |  |  | 269 |  |  |  | 430 |  |  |  | 4,567 |  |  |  | 1,548 |  |  |  | — |  |  |  | 6,814 |
Collectively evaluated for impairment |  |  | 25,451 |  |  |  | 236,440 |  |  |  | 244,297 |  |  |  | 115,997 |  |  |  | 9,203 |  |  |  | 631,388 |
|  | December 31, 2020 |
|  | Construction and Land Development |  |  | Secured by 1-4 Family Residential |  |  | Other Real Estate |  |  | Commercial and Industrial |  |  | Consumer and Other Loans |  |  | Total |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning Balance, December 31, 2019 |  | $ | 464 |  |  | $ | 776 |  |  | $ | 2,296 |  |  | $ | 562 |  |  | $ | 836 |  |  | $ | 4,934 |
Charge-offs |  |  | — |  |  |  | — |  |  |  | — |  |  |  | (69 | ) |  |  | (715 | ) |  |  | (784 | )
Recoveries |  |  | 2 |  |  |  | 8 |  |  |  | 2 |  |  |  | 18 |  |  |  | 305 |  |  |  | 335 |
Provision for (recovery of) loan losses |  |  | (160 | ) |  |  | 238 |  |  |  | 2,658 |  |  |  | 273 |  |  |  | (9 | ) |  |  | 3,000 |
Ending Balance, December 31, 2020 |  | $ | 306 |  |  | $ | 1,022 |  |  | $ | 4,956 |  |  | $ | 784 |  |  | $ | 417 |  |  | $ | 7,485 |
Ending Balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  |  | — |  |  |  | — |  |  |  | 2,065 |  |  |  | 158 |  |  |  | — |  |  |  | 2,223 |
Collectively evaluated for impairment |  |  | 306 |  |  |  | 1,022 |  |  |  | 2,891 |  |  |  | 626 |  |  |  | 417 |  |  |  | 5,262 |
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending Balance |  | $ | 27,328 |  |  | $ | 235,814 |  |  | $ | 246,883 |  |  | $ | 109,838 |  |  | $ | 10,051 |  |  | $ | 629,914 |
Individually evaluated for impairment |  |  | 276 |  |  |  | 449 |  |  |  | 4,441 |  |  |  | 1,548 |  |  |  | — |  |  |  | 6,714 |
Collectively evaluated for impairment |  |  | 27,052 |  |  |  | 235,365 |  |  |  | 242,442 |  |  |  | 108,290 |  |  |  | 10,051 |  |  |  | 623,200 |
|  | March 31, 2020 |
|  | Construction and Land Development |  |  | Secured by 1-4 Family Residential |  |  | Other Real Estate |  |  | Commercial and Industrial |  |  | Consumer and Other Loans |  |  | Total |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning Balance, December 31, 2019 |  | $ | 464 |  |  | $ | 776 |  |  | $ | 2,296 |  |  | $ | 562 |  |  | $ | 836 |  |  | $ | 4,934 |
Charge-offs |  |  | — |  |  |  | — |  |  |  | — |  |  |  | (68 | ) |  |  | (260 | ) |  |  | (328 | )
Recoveries |  |  | — |  |  |  | 2 |  |  |  | 1 |  |  |  | 2 |  |  |  | 73 |  |  |  | 78 |
Provision for (recovery of) loan losses |  |  | (3 | ) |  |  | 298 |  |  |  | 347 |  |  |  | 215 |  |  |  | 43 |  |  |  | 900 |
Ending Balance, March 31, 2020 |  | $ | 461 |  |  | $ | 1,076 |  |  | $ | 2,644 |  |  | $ | 711 |  |  | $ | 692 |  |  | $ | 5,584 |
Ending Balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  |  | — |  |  |  | 11 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 11 |
Collectively evaluated for impairment |  |  | 461 |  |  |  | 1,065 |  |  |  | 2,644 |  |  |  | 711 |  |  |  | 692 |  |  |  | 5,573 |
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending Balance |  | $ | 40,279 |  |  | $ | 230,980 |  |  | $ | 241,374 |  |  | $ | 55,508 |  |  | $ | 13,726 |  |  | $ | 581,867 |
Individually evaluated for impairment |  |  | 400 |  |  |  | 667 |  |  |  | 455 |  |  |  | — |  |  |  | — |  |  |  | 1,522 |
Collectively evaluated for impairment |  |  | 39,879 |  |  |  | 230,313 |  |  |  | 240,919 |  |  |  | 55,508 |  |  |  | 13,726 |  |  |  | 580,345 |
Impaired Financing Receivables [Table Text Block] |
|  | March 31, 2021 |
|  | Unpaid Principal Balance |  |  | Recorded Investment with No Allowance |  |  | Recorded Investment with Allowance |  |  | Total Recorded Investment |  |  | Related Allowance |  |  | Average Recorded Investment |  |  | Interest Income Recognized |
Real estate loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction and land development |  | $ | 323 |  |  | $ | 269 |  |  | $ | — |  |  | $ | 269 |  |  | $ | — |  |  | $ | 273 |  |  | $ | — |
Secured by 1-4 family |  |  | 556 |  |  |  | 430 |  |  |  | — |  |  |  | 430 |  |  |  | — |  |  |  | 440 |  |  |  | — |
Other real estate loans |  |  | 4,619 |  |  |  | 297 |  |  |  | 4,270 |  |  |  | 4,567 |  |  |  | 2,065 |  |  |  | 4,443 |  |  |  | 1 |
Commercial and industrial |  |  | 1,639 |  |  |  | — |  |  |  | 1,548 |  |  |  | 1,548 |  |  |  | 123 |  |  |  | 1,548 |  |  |  | — |
Total |  | $ | 7,137 |  |  | $ | 996 |  |  | $ | 5,818 |  |  | $ | 6,814 |  |  | $ | 2,188 |  |  | $ | 6,704 |  |  | $ | 1 |
|  | December 31, 2020 |
|  | Unpaid Principal Balance |  |  | Recorded Investment with No Allowance |  |  | Recorded Investment with Allowance |  |  | Total Recorded Investment |  |  | Related Allowance |  |  | Average Recorded Investment |  |  | Interest Income Recognized |
Real estate loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction and land development |  | $ | 325 |  |  | $ | 276 |  |  | $ | — |  |  | $ | 276 |  |  | $ | — |  |  | $ | 344 |  |  | $ | — |
Secured by 1-4 family |  |  | 568 |  |  |  | 449 |  |  |  | — |  |  |  | 449 |  |  |  | — |  |  |  | 517 |  |  |  | 1 |
Other real estate loans |  |  | 4,492 |  |  |  | 171 |  |  |  | 4,270 |  |  |  | 4,441 |  |  |  | 2,065 |  |  |  | 2,623 |  |  |  | 109 |
Commercial and industrial |  |  | 1,582 |  |  |  | — |  |  |  | 1,548 |  |  |  | 1,548 |  |  |  | 158 |  |  |  | 393 |  |  |  | 77 |
Total |  | $ | 6,967 |  |  | $ | 896 |  |  | $ | 5,818 |  |  | $ | 6,714 |  |  | $ | 2,223 |  |  | $ | 3,877 |  |  | $ | 187 |
|  | March 31, 2020 |
|  | Unpaid Principal Balance |  |  | Recorded Investment with No Allowance |  |  | Recorded Investment with Allowance |  |  | Total Recorded Investment |  |  | Related Allowance |  |  | Average Recorded Investment |  |  | Interest Income Recognized |
Real estate loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction and land development |  | $ | 439 |  |  | $ | 400 |  |  | $ | — |  |  | $ | 400 |  |  | $ | — |  |  | $ | 367 |  |  | $ | — |
Secured by 1-4 family |  |  | 770 |  |  |  | 444 |  |  |  | 223 |  |  |  | 667 |  |  |  | 11 |  |  |  | 613 |  |  |  | 1 |
Other real estate loans |  |  | 505 |  |  |  | 455 |  |  |  | — |  |  |  | 455 |  |  |  | — |  |  |  | 458 |  |  |  | — |
Total |  | $ | 1,714 |  |  | $ | 1,299 |  |  | $ | 223 |  |  | $ | 1,522 |  |  | $ | 11 |  |  | $ | 1,438 |  |  | $ | 1 |

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