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Note 4 - Allowance for Loan Losses (Tables) | 6 Months Ended
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Jun. 30, 2021
Notes Tables |
Financing Receivable, Allowance for Credit Loss [Table Text Block] |
|  | June 30, 2021 |
|  | Construction and Land Development |  |  | Secured by 1-4 Family Residential |  |  | Other Real Estate |  |  | Commercial and Industrial |  |  | Consumer and Other Loans |  |  | Total |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning Balance, December 31, 2020 |  | $ | 306 |  |  | $ | 1,022 |  |  | $ | 4,956 |  |  | $ | 784 |  |  | $ | 417 |  |  | $ | 7,485 |
Charge-offs |  |  | — |  |  |  | — |  |  |  | (992 | ) |  |  | — |  |  |  | (159 | ) |  |  | (1,151 | )
Recoveries |  |  | — |  |  |  | 4 |  |  |  | 1 |  |  |  | 4 |  |  |  | 122 |  |  |  | 131 |
(Recovery of) provision for loan losses |  |  | (32 | ) |  |  | (11 | ) |  |  | (893 | ) |  |  | (30 | ) |  |  | (34 | ) |  |  | (1,000 | )
Ending Balance, June 30, 2021 |  | $ | 274 |  |  | $ | 1,015 |  |  | $ | 3,072 |  |  | $ | 758 |  |  | $ | 346 |  |  | $ | 5,465 |
Ending Balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 78 |  |  |  | — |  |  |  | 78 |
Collectively evaluated for impairment |  |  | 273 |  |  |  | 1,015 |  |  |  | 3,072 |  |  |  | 680 |  |  |  | 347 |  |  |  | 5,387 |
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending Balance |  | $ | 25,035 |  |  | $ | 235,158 |  |  | $ | 245,455 |  |  | $ | 102,966 |  |  | $ | 8,734 |  |  | $ | 617,348 |
Individually evaluated for impairment |  |  | — |  |  |  | 410 |  |  |  | 158 |  |  |  | 1,534 |  |  |  | — |  |  |  | 2,102 |
Collectively evaluated for impairment |  |  | 25,035 |  |  |  | 234,748 |  |  |  | 245,297 |  |  |  | 101,432 |  |  |  | 8,734 |  |  |  | 615,246 |
|  | December 31, 2020 |
|  | Construction and Land Development |  |  | Secured by 1-4 Family Residential |  |  | Other Real Estate |  |  | Commercial and Industrial |  |  | Consumer and Other Loans |  |  | Total |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning Balance, December 31, 2019 |  | $ | 464 |  |  | $ | 776 |  |  | $ | 2,296 |  |  | $ | 562 |  |  | $ | 836 |  |  | $ | 4,934 |
Charge-offs |  |  | — |  |  |  | — |  |  |  | — |  |  |  | (69 | ) |  |  | (715 | ) |  |  | (784 | )
Recoveries |  |  | 2 |  |  |  | 8 |  |  |  | 2 |  |  |  | 18 |  |  |  | 305 |  |  |  | 335 |
Provision for (recovery of) loan losses |  |  | (160 | ) |  |  | 238 |  |  |  | 2,658 |  |  |  | 273 |  |  |  | (9 | ) |  |  | 3,000 |
Ending Balance, December 31, 2020 |  | $ | 306 |  |  | $ | 1,022 |  |  | $ | 4,956 |  |  | $ | 784 |  |  | $ | 417 |  |  | $ | 7,485 |
Ending Balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  |  | — |  |  |  | — |  |  |  | 2,065 |  |  |  | 158 |  |  |  | — |  |  |  | 2,223 |
Collectively evaluated for impairment |  |  | 306 |  |  |  | 1,022 |  |  |  | 2,891 |  |  |  | 626 |  |  |  | 417 |  |  |  | 5,262 |
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending Balance |  | $ | 27,328 |  |  | $ | 235,814 |  |  | $ | 246,883 |  |  | $ | 109,838 |  |  | $ | 10,051 |  |  | $ | 629,914 |
Individually evaluated for impairment |  |  | 276 |  |  |  | 449 |  |  |  | 4,441 |  |  |  | 1,548 |  |  |  | — |  |  |  | 6,714 |
Collectively evaluated for impairment |  |  | 27,052 |  |  |  | 235,365 |  |  |  | 242,442 |  |  |  | 108,290 |  |  |  | 10,051 |  |  |  | 623,200 |
|  | June 30, 2020 |
|  | Construction and Land Development |  |  | Secured by 1-4 Family Residential |  |  | Other Real Estate |  |  | Commercial and Industrial |  |  | Consumer and Other Loans |  |  | Total |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning Balance, December 31, 2019 |  | $ | 464 |  |  | $ | 776 |  |  | $ | 2,296 |  |  | $ | 562 |  |  | $ | 836 |  |  | $ | 4,934 |
Charge-offs |  |  | — |  |  |  | — |  |  |  | — |  |  |  | (69 | ) |  |  | (435 | ) |  |  | (504 | )
Recoveries |  |  | — |  |  |  | 4 |  |  |  | 1 |  |  |  | 7 |  |  |  | 154 |  |  |  | 166 |
Provision for (recovery of) loan losses |  |  | (68 | ) |  |  | 543 |  |  |  | 936 |  |  |  | 283 |  |  |  | 6 |  |  |  | 1,700 |
Ending Balance, June 30, 2020 |  | $ | 396 |  |  | $ | 1,323 |  |  | $ | 3,233 |  |  | $ | 783 |  |  | $ | 561 |  |  | $ | 6,296 |
Ending Balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  |  | — |  |  |  | 5 |  |  |  | 23 |  |  |  | — |  |  |  | — |  |  |  | 28 |
Collectively evaluated for impairment |  |  | 396 |  |  |  | 1,318 |  |  |  | 3,210 |  |  |  | 783 |  |  |  | 561 |  |  |  | 6,268 |
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending Balance |  | $ | 31,981 |  |  | $ | 234,188 |  |  | $ | 248,495 |  |  | $ | 124,706 |  |  | $ | 12,146 |  |  | $ | 651,516 |
Individually evaluated for impairment |  |  | 400 |  |  |  | 497 |  |  |  | 4,896 |  |  |  | — |  |  |  | — |  |  |  | 5,793 |
Collectively evaluated for impairment |  |  | 31,581 |  |  |  | 233,691 |  |  |  | 243,599 |  |  |  | 124,706 |  |  |  | 12,146 |  |  |  | 645,723 |
Impaired Financing Receivables [Table Text Block] |
|  | June 30, 2021 |
|  | Unpaid Principal Balance |  |  | Recorded Investment with No Allowance |  |  | Recorded Investment with Allowance |  |  | Total Recorded Investment |  |  | Related Allowance |  |  | Average Recorded Investment |  |  | Interest Income Recognized |
Real estate loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction and land development |  | $ | - |  |  | $ | — |  |  | $ | — |  |  | $ | - |  |  | $ | — |  |  | $ | 273 |  |  | $ | — |
Secured by 1-4 family |  |  | 544 |  |  |  | 410 |  |  |  | — |  |  |  | 410 |  |  |  | — |  |  |  | 429 |  |  |  | — |
Other real estate loans |  |  | 169 |  |  |  | 158 |  |  |  | — |  |  |  | 158 |  |  |  | — |  |  |  | 4,447 |  |  |  | 1 |
Commercial and industrial |  |  | 1,653 |  |  |  | — |  |  |  | 1,534 |  |  |  | 1,534 |  |  |  | 78 |  |  |  | 1,548 |  |  |  | — |
Total |  | $ | 2,366 |  |  | $ | 568 |  |  | $ | 1,534 |  |  | $ | 2,102 |  |  | $ | 78 |  |  | $ | 6,697 |  |  | $ | 1 |
|  | December 31, 2020 |
|  | Unpaid Principal Balance |  |  | Recorded Investment with No Allowance |  |  | Recorded Investment with Allowance |  |  | Total Recorded Investment |  |  | Related Allowance |  |  | Average Recorded Investment |  |  | Interest Income Recognized |
Real estate loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction and land development |  | $ | 325 |  |  | $ | 276 |  |  | $ | — |  |  | $ | 276 |  |  | $ | — |  |  | $ | 344 |  |  | $ | — |
Secured by 1-4 family |  |  | 568 |  |  |  | 449 |  |  |  | — |  |  |  | 449 |  |  |  | — |  |  |  | 517 |  |  |  | 1 |
Other real estate loans |  |  | 4,492 |  |  |  | 171 |  |  |  | 4,270 |  |  |  | 4,441 |  |  |  | 2,065 |  |  |  | 2,623 |  |  |  | 109 |
Commercial and industrial |  |  | 1,582 |  |  |  | — |  |  |  | 1,548 |  |  |  | 1,548 |  |  |  | 158 |  |  |  | 393 |  |  |  | 77 |
Total |  | $ | 6,967 |  |  | $ | 896 |  |  | $ | 5,818 |  |  | $ | 6,714 |  |  | $ | 2,223 |  |  | $ | 3,877 |  |  | $ | 187 |
|  | June 30, 2020 |
|  | Unpaid Principal Balance |  |  | Recorded Investment with No Allowance |  |  | Recorded Investment with Allowance |  |  | Total Recorded Investment |  |  | Related Allowance |  |  | Average Recorded Investment |  |  | Interest Income Recognized |
Real estate loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction and land development |  | $ | 439 |  |  | $ | 400 |  |  | $ | — |  |  | $ | 400 |  |  | $ | — |  |  | $ | 383 |  |  | $ | — |
Secured by 1-4 family |  |  | 595 |  |  |  | 280 |  |  |  | 217 |  |  |  | 497 |  |  |  | 5 |  |  |  | 563 |  |  |  | 1 |
Other real estate loans |  |  | 4,948 |  |  |  | 583 |  |  |  | 4,313 |  |  |  | 4,896 |  |  |  | 23 |  |  |  | 574 |  |  |  | 127 |
Total |  | $ | 5,982 |  |  | $ | 1,263 |  |  | $ | 4,530 |  |  | $ | 5,793 |  |  | $ | 28 |  |  | $ | 1,520 |  |  | $ | 128 |

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